---
title: "Ukraine Pension Fund: when entitled to several types of pensions, a person chooses the most beneficial benefit themselves"
description: "The Pension Fund of Ukraine has confirmed: when entitled to several types of pensions, a person may choose the most beneficial benefit themselves and, if necessary, change it by filing an application with the Fund."
date: 2026-08-25T03:34:00.000Z
lang: en
url: https://xab.info/en/posts/choosing-the-best-pension-type-in-ukraine
tags: [pensions, ukraine, pension-fund, social-benefits, retirement]
publisher: "XAB.info"
---

# Ukraine Pension Fund: when entitled to several types of pensions, a person chooses the most beneficial benefit themselves

![Elderly women counting money and depositing a bill into a piggy bank, illustrating the choice of a beneficial pension type in Ukraine's Pension Fund](https://xab.info/media/2026/08/25/vybor-vida-pensii-v-ukraine/vybor-vida-pensii-v-ukraine-1.webp)

## 🎯 Key Points

- When entitled to several types of pensions, the PFU assigns one benefit, and the choice is left to the pensioner
- The type of pension can be changed by filing the corresponding application with the Pension Fund
- Early retirement at age 50 is available to mothers of many children (5+ children) and mothers of children with disabilities, with at least 15 years of insurance record
- The Government plans to raise pensions to 6,000–7,000 hryvnia through a new formula and an accumulation level

The Pension Fund of Ukraine (PFU) has confirmed that citizens who are entitled to several types of pensions at the same time may choose for themselves which specific benefit to receive. This is reported by RBC-Ukraine with reference to the authority. Under the current procedure, if a person simultaneously acquires the right to an old-age pension, a length-of-service pension, a disability pension, or a survivor's pension, only one benefit is assigned — and the choice between them is left to the pensioner themselves.

### How the choice of pension type works

The key principle explained by the Fund is that several pensions on different grounds are not automatically summed up: a person is assigned one most suitable benefit. This means that, when there are multiple grounds, the pensioner effectively has the opportunity to compare the options and settle on the one that provides a higher income. This approach helps avoid a situation in which a person is forced to make do with a less beneficial type of pension, unaware of the possibility of choosing.

### How to change the type of pension

The decision on the choice of pension is not final: it can be changed if necessary. For example, if a pensioner wishes to switch from a length-of-service benefit to an old-age pension, they must file the corresponding application with the Pension Fund. After the application is reviewed and the amount is recalculated on the chosen ground, the size of the benefit is adjusted. Thus, choosing a pension is not a one-time action but a right that can be reconsidered depending on changes in circumstances and the profitability of the calculation.

### Early retirement at age 50 for certain categories

Separately, the Fund reminds about the possibility of early retirement at age 50 for mothers of many children and mothers of children with disabilities. Under the PFU's conditions, the right to such a pension is available to women who have raised five or more children or a child with a disability before the age of six, provided they have at least 15 years of insurance record. This provision expands the circle of people who can receive pension benefits before the general age threshold.

### Plans to increase pension amounts

Against the backdrop of the explanations on choosing the type of benefit, the Government of Ukraine is considering measures to increase pension amounts to 6,000–7,000 hryvnia. To this end, it is reportedly planned to change the accrual formula and launch the accumulation level of the pension system. It is important to emphasize that, at the present time, these steps remain at the planning and reform stage, not implemented changes, so the actual sizes of benefits are still determined by the current formula and the indexations carried out.

Altogether, the PFU's explanations give pensioners a practical guideline: when there are several grounds for a pension, it is worth checking which type has been assigned and, if necessary, filing an application to switch to a more beneficial one. This is especially relevant for those whose right to a pension arose on several grounds simultaneously, as well as for mothers of many children, who may be eligible for an early benefit at age 50.

## 🔍 Fact-Check Verification

- [Pensioners can independently choose a more beneficial type of benefit](https://www.rbc.ua/ukr/news/pensioneri-mozhut-samostiyno-obirati-vigidnishiy-1787576040.html) - Основной источник: право выбора вида пенсии и порядок смены через заявление, ссылка на досрочную пенсию в 50 лет.
- [Choosing the type of pension: how a pensioner can change the size of benefits](https://novosti.ua/society/pensionery-mogut-vybrat-naibolee-vygodnyy-vid-pensii-onlayn) - Согласуется с темой выбора и изменения вида пенсии.
- [Pensioners can increase a low pension: how to file a complaint with the Pension Fund](https://www.unian.net/society/yak-oskarzhiti-nepravilne-narahuvannya-pensiji-kudi-pisati-skargu-na-pfu-13355208.html) - Контекст по оспариванию и пересмотру размера пенсии в ПФУ.
- [How to find out the new pension amount after indexation online: instructions without visiting the Pension Fund](https://ukranews.com/news/1139456-kak-uznat-novyj-razmer-pensii-posle-indeksatsii-onlajn-instruktsiya-bez-vizita-v-pensionnyj-fond) - Контекст по индексации и онлайн-проверке размера пенсии.

## ❓ FAQ

### Q: Is it possible to receive several types of pensions at the same time?
**A:** No. When there is a right to several types of pensions (old-age, length-of-service, disability, or survivor's), only one benefit is assigned, which the pensioner may choose.

### Q: How can I switch to a more beneficial type of pension?
**A:** You need to file the corresponding application with the Pension Fund of Ukraine, for example, to switch from a length-of-service pension to an old-age pension.

### Q: Who is eligible for early retirement at age 50?
**A:** Women who have raised five or more children or a child with a disability before the age of six, provided they have at least 15 years of insurance record.

### Q: Is a pension increase planned?
**A:** The Government plans to raise pensions to 6,000–7,000 hryvnia by changing the accrual formula and launching the accumulation level; at present this remains a reform plan.