---
title: "Dollar and Euro are Falling: Current Exchange Rates in Banks and Exchange Offices on July 8"
description: "Dollar and euro continue to fall: the hryvnia strengthens at the beginning of the banking day. 📉 Oschadbank offers the most favorable rates via the app, and major banks have revised their quotes. Read the full price breakdown for July 8! 💰🇺🇸🇪🇺"
date: 2026-07-08T08:02:00.000Z
lang: en
url: https://xab.info/en/posts/currency-rates-on-july-8-dollar-and-euro-are-falling
tags: []
publisher: "XAB.info"
---

# Dollar and Euro are Falling: Current Exchange Rates in Banks and Exchange Offices on July 8

![Wallets with hryvnias, stacks of coins, and a declining currency rate graph against a hand holding a smartphone showing the drop in dollar and euro rates on July 8](https://xab.info/media/2026/07/09/kurs-valyut-na-8-iyulya-dollar-i-evro-padayut/kurs-valyut-na-8-iyulya-dollar-i-evro-padayut-1.webp)

The currency market at the beginning of the new banking day demonstrates a steady trend towards a decrease in the value of major foreign units. The US dollar and the euro continue to depreciate against the national currency. Most major financial institutions have revised their quotes, confirming the strengthening of the hryvnia. Exchange offices are also recording a moderate decline in currency value.

### Average Market Indicators

According to the analytical portal Minfin, as of the morning of July 8, the situation in the market looks as follows. The average buying rate for the dollar in exchange offices was 44.55 hryvnias, which is 10 kopecks lower than previous values. The sale of currency in exchange points is estimated at 44.42 hryvnias (a decrease of 13 kopecks).

The euro also showed a decline. In exchange offices, the currency is sold at 51.20 hryvnias (minus 10 kopecks), and bought at 50.95 hryvnias (minus 20 kopecks).

In the banking network, the average selling price of the dollar is fixed at 44.76 hryvnias (a decrease of 9 kopecks), and the buying rate is 44.28 hryvnias (an increase of 4 kopecks). As for the euro, banks sell it on average for 51.29 hryvnias (minus 2 kopecks), and buy it for 50.59 hryvnias (minus 10 kopecks).

### Rates in Major Banks

Leaders of the banking sector have adjusted their tariffs, offering clients updated exchange conditions. Below are the current data for the main financial institutions.

**PrivatBank** offers the following conditions in its branches: dollar sale — 44.70 hryvnias (decrease of 10 kopecks), euro sale — 51.25 hryvnias (decrease of 5 kopecks). When using a bank card, the cost of the dollar remains unchanged at 44.84 hryvnias, and the euro — 51.28 hryvnias.

**Oschadbank** made significant adjustments in the mobile app. Through "Mobile Oschad", you can buy a dollar for 44.55 hryvnias (decrease of 25 kopecks), and a euro — for 51.00 hryvnias (decrease of 30 kopecks). For cardholders, the dollar selling rate is 44.85 hryvnias (minus 10 kopecks), and the euro — 51.40 hryvnias (minus 10 kopecks).

In the branches of the bank **PUMB**, the dollar is sold for 44.90 hryvnias (decrease of 10 kopecks), the commercial rate is 44.80 hryvnias without changes. The euro in the bank's cash desks costs 51.40 hryvnias (decrease of 10 kopecks).

The digital bank **Monobank** has updated its quotes: the dollar is offered at 44.80 hryvnias (decrease of 4 kopecks), the euro — at 51.26 hryvnias (decrease of 24 kopecks).

### Where is it most profitable to exchange currency?

An analysis of current offers allows us to identify the most attractive conditions for buyers and sellers of currency.

The most profitable dollar selling rate today is offered by Oschadbank via the mobile app — 44.55 hryvnias. In second place is PrivatBank with a rate of 44.70 hryvnias in cash desks. Monobank and PUMB offer the dollar at 44.80 hryvnias.

For those looking for a low rate to buy euros, the leader is also Oschadbank in the mobile app — 51.00 hryvnias. In PrivatBank, the euro costs 51.25 hryvnias, in Monobank — 51.26 hryvnias.

If the goal is to sell currency, Oschadbank offers the highest dollar buying rate via the app — 44.40 hryvnias. In second place is PUMB with a commercial rate of 44.40 hryvnias, followed by Monobank — 44.33 hryvnias. It is most profitable to sell euros to Oschadbank (50.80 hryvnias), then PUMB (50.70 hryvnias) and Monobank (50.57 hryvnias).