---
title: "Exchange Rates on August 28, 2026: The Dollar Rises at Exchange Offices, the Euro Falls — A Full Breakdown of Bank Quotations"
description: "On August 28, 2026, the average dollar rate at Ukrainian exchange offices was 44.80 UAH for sale, and the euro was 52.14 UAH. The most favorable dollar sale rate is offered by PUMB under the commercial tariff (44.70 UAH), and for the euro — by Oschadbank and PUMB (52.30 UAH)."
date: 2026-08-28T07:54:03.000Z
lang: en
url: https://xab.info/en/posts/dollar-and-euro-rates-august-28-2026-banks-exchange-offices
tags: [exchange-rates, usd-uah, eur-uah, ukraine-economy, pumb, privatbank, oshadbank, monobank]
publisher: "XAB.info"
---

# Exchange Rates on August 28, 2026: The Dollar Rises at Exchange Offices, the Euro Falls — A Full Breakdown of Bank Quotations

![Exchange rates on August 28, 2026: hands holding 50 euro banknotes with bundles of US dollars and 100 and 200 hryvnia notes against a rate chart and the flag of Ukraine](https://xab.info/media/2026/08/28/kurs-dollara-i-evro-28-avgusta-2026-banki-obmenniki/kurs-dollara-i-evro-28-avgusta-2026-banki-obmenniki-1.webp)

## 🎯 Key Points

- Average dollar rate at exchange offices on August 28: 44.80 UAH (sale) / 44.70 UAH (purchase); euro: 52.14 / 51.94 UAH
- Best dollar sale rate — PUMB under the commercial tariff (44.70 UAH); euro — Oschadbank and PUMB (52.30 UAH)
- RBC's headline about both currencies "heading down" does not fully match the exchange-office data, where the dollar slightly rose in price
- Additional fact-checking sources refer to August 21 and do not allow directly confirming the trend for August 28

In the morning of August 28, 2026, Ukrainian banks and exchange offices updated the rates of the major currencies. According to data from the Minfin portal, the average dollar rate at exchange offices stood at 44.80 UAH for sale (+3 kop. compared to the previous day) and 44.70 UAH for purchase (+2 kop.). The European currency, by contrast, showed a slight decline: the euro is sold at 52.14 UAH (−1 kop.) and bought at 51.94 UAH (−1 kop.). Thus, the dollar remains below the psychological threshold of 45 hryvnias, while the euro stays above 51 hryvnias, confirming a stable gap between the two major currencies in the domestic market.

### Quotations at the Major Banks: Who Offers the Best Rate

Among the bank offers, the most attractive dollar sale rate under the commercial tariff is offered by PUMB — 44.70 UAH (a 10-kop. drop over the day). It is followed by PrivatBank in branches and Oschadbank via the "Mobile Oschad" mobile app — both at 44.75 UAH with no change. Monobank offers 44.83 UAH, while PrivatBank for card operations offers 44.84 UAH. The most expensive options: Oschadbank for cards (44.85 UAH, a 5-kop. drop) and PUMB in branches (44.90 UAH, a 10-kop. drop). For the euro, the best sale price is recorded at Oschadbank via the mobile app and at PUMB — at 52.30 UAH (a 5–10 kop. drop). Monobank offers 52.33 UAH, PrivatBank — 52.35 UAH, and the most expensive rate is at Oschadbank for cards: 52.50 UAH (a 5-kop. drop).

### Favorable Conditions for Buying and Selling Currency

For those planning to sell dollars to a bank, the most favorable rate is offered by PUMB under the commercial tariff — 44.40 UAH. Next come Oschadbank via "Mobile Oschad" (44.45 UAH), Monobank (44.43 UAH), Sberbank for cards (44.35 UAH), as well as PUMB in branches and PrivatBank for cards — at 44.30 UAH each. When selling euros, the maximum rate is recorded by Oschadbank via the mobile app — 51.70 UAH. Monobank offers 51.67 UAH, Oschadbank for cards, PrivatBank for cards and PUMB — at 51.60 UAH each, while at PrivatBank branches the purchase rate is 51.35 UAH. The difference between the best and worst offers within a single bank can reach 20 kop. for the dollar and 20 kop. for the euro, which makes the choice of exchange channel significant for large amounts.

### Contradictory Data

The headline of the RBC-Ukraine publication dated August 28 contains the wording "The dollar and the euro are heading down," however the exchange-office data cited in the same material show a 3-kop. rise in the dollar sale rate. A decline is indeed recorded in the bank quotations (PUMB, Oschadbank), but at exchange offices the dollar has slightly risen in price. Thus, the thesis of a general "heading down" is valid only for the bank segment and for the euro as a whole. Moreover, the additional sources used for fact-checking refer to an earlier date — August 21, 2026. In particular, the 24tv.ua article is titled "The Euro Shows Growth," which contradicts the downward trend recorded on August 28. Similarly, the UNIAN publication of August 21 reports a dollar price drop "at the end of the week," which does not allow these data to be directly extrapolated to the current Friday session. Differences in dates and market segments (banks vs. exchange offices) create a picture in which the overall trend depends on the chosen environment and exchange channel.

### Context and Risks for the National Currency

Keeping the dollar below 45 hryvnias and the euro in the 52–52.5 UAH range indicates relative stability of the hryvnia ahead of the end of the quarter. However, slight fluctuations within 1–10 kop. between days and between channels (branch, mobile app, card operation) point to the market's high sensitivity to supply and demand at a given moment. For individuals planning large exchange operations, it is recommended to compare at least three bank channels and to take into account that the spread between purchase and sale within a single institution can range from 10 to 20 kop. This material is for informational purposes only and does not constitute financial or investment advice; before making decisions on managing currency assets, it is recommended to consult a licensed financial specialist.

## 🔍 Fact-Check Verification

- [The dollar and the euro are heading down: currency rates at banks and exchange offices on August 28](https://www.rbc.ua/ukr/news/dolar-ta-evro-ydut-uniz-kurs-valyut-bankah-1787903243.html) - Первичный источник с детальными цифрами по банкам и обменникам на 28.08.2026. Заголовок («уходят вниз») не полностью согласуется с данными по обменникам, где курс продажи доллара вырос на 3 коп. Цифры по банкам (ПриватБанк, Ощадбанк, ПУМБ, Monobank) изложены последовательно и непротиворечивы внутри текста.
- [The euro shows growth: what currency rates were set by the NBU and exchange offices](https://financy.24tv.ua/ru/kurs-evro-vyros-kakoj-kurs-valjut-ustanovil-nbu-na-21-avgusta_n3127034) - Материал датирован 21 августа 2026 г. и фиксирует рост евро, что противоречит тренду на снижение, зафиксированному 28 августа. Использован только как контекст для блока «Противоречивые данные», не подтверждает текущие цифры.
- [Banks and exchange offices updated currency rates: the dollar fell in price at the end of the week](https://www.unian.net/economics/finance/kurs-dollara-v-ukraine-snizilsya-banki-i-obmenniki-ustanovili-novyy-kurs-valyut-21-avgusta-13476192.html) - Публикация от 21 августа 2026 г. Сообщает о подешевлении доллара в конце недели. Не может быть использована для верификации данных за 28 августа; привлечена исключительно для демонстрации различия трендов между датами.
- [The dollar and the euro have fallen in price again at exchange offices](https://korrespondent.net/business/financial/4906229-dollar-y-evro-snova-podeshevely-v-obmennykakh) - Точная дата публикации не указана в предоставленных метаданных. Заголовок фиксирует общее подешевление, что согласуется с динамикой евро 28 августа, но не подтверждает конкретные числовые значения из основного источника.

## ❓ FAQ

### Q: What is the average dollar rate at Ukrainian exchange offices on August 28, 2026?
**A:** According to data from the Minfin portal, the average dollar rate at exchange offices in the morning of August 28 is 44.80 UAH for sale and 44.70 UAH for purchase.

### Q: At which bank is it most advantageous to buy a dollar on August 28?
**A:** The lowest dollar sale rate among the major banks is offered by PUMB under the commercial tariff — 44.70 UAH. It is followed by PrivatBank in branches and Oschadbank via "Mobile Oschad" at 44.75 UAH each.

### Q: Where can you sell euros at the best rate on August 28?
**A:** The maximum euro purchase rate is offered by Oschadbank via the "Mobile Oschad" mobile app — 51.70 UAH. Monobank offers 51.67 UAH, while Oschadbank for cards, PrivatBank for cards and PUMB — at 51.60 UAH each.

### Q: Did the dollar rise or fall in price at exchange offices on August 28 compared to the previous day?
**A:** At exchange offices, the dollar sale rate rose by 3 kop. (to 44.80 UAH), and the purchase rate rose by 2 kop. (to 44.70 UAH). In the bank segment, by contrast, a decline of 5–10 kop. is recorded depending on the institution.

### Q: What is the spread in euro rates between banks on August 28?
**A:** The euro sale rate ranges from 52.30 UAH (Oschadbank via the mobile app, PUMB) to 52.50 UAH (Oschadbank for cards), i.e. the spread is 20 kop.