--- title: "Dollar weakens, Euro hits record: current exchange rates in Ukrainian banks and currency exchanges on August 21, 2026" description: "By the morning of August 21, 2026, the dollar became cheaper in some banks, while the euro continued to grow. We analyze rates in currency exchanges and major banks of Ukraine and suggest where it is more profitable to buy and sell currency." date: 2026-08-21T07:04:00.000Z lang: en url: https://xab.info/en/posts/dollar-weakens-euro-record-rates-banks-exchanges-august-21-2026 tags: [exchange-rates, usd-uaq, eur-uaq, ukraine-banks, currency-market] publisher: "XAB.info" --- # Dollar weakens, Euro hits record: current exchange rates in Ukrainian banks and currency exchanges on August 21, 2026 ![Exchange rates in Ukraine on August 21, 2026: the dollar weakens while the euro hits a record — US coins, banknotes and a world map against a volatility chart](https://xab.info/media/2026/08/21/kurs-valyut-banki-obmenniki-21-avgusta-2026/kurs-valyut-banki-obmenniki-21-avgusta-2026-1.webp) By Thursday morning, August 21, 2026, the Ukrainian currency market demonstrated divergent trends: the US dollar lost value in a number of banking institutions, while the European currency continued its steady growth, solidifying near historical highs. Such data was recorded by monitoring services and the banks themselves, which published updated price lists for individuals. Below is a detailed breakdown of rates in currency exchanges and major banks, as well as practical tips on where it is most advantageous to make an exchange today. ### Average rates in currency exchanges According to the Minfin portal, as of the morning of August 21, the average dollar rate in Ukrainian currency exchanges is 44.88 UAH for the bank's purchase (i.e., the client's sale) with a slight increase of 3 kopecks, while the bank's selling rate (client's purchase) decreased by 2 kopecks to 44.75 UAH. The European currency is rising symmetrically: the euro in currency exchanges is sold at 52.30 UAH (+15 kopecks) and bought at 52.05 UAH (+15 kopecks). Thus, the spread between buying and selling both currencies remains within the range of 10–25 kopecks, which is typical for the retail segment. ### Rates in major banks The picture in the banking segment is heterogeneous. PrivatBank in branches sells the dollar at 44.85 UAH (unchanged), and for cardholders — at 44.84 UAH; the euro in cash desks costs 52.55 UAH (+15 kopecks), and via cards — 52.63 UAH (+28 kopecks). Oshchadbank via the 'Mobile Oshchad' app offers the dollar at 44.80 UAH (−10 kopecks), and for cards — at 45.00 UAH (−10 kopecks); the euro in the mobile app is sold at 52.55 UAH (+25 kopecks), via cards — at 52.70 UAH (+20 kopecks). PUMB in branches sells the dollar at 45.00 UAH (−10 kopecks), while at the commercial rate — at 44.80 UAH (−10 kopecks); the euro in the bank's cash desks costs 52.60 UAH (+30 kopecks). Monobank, in turn, keeps the dollar at the level of 44.83 UAH (unchanged), and sells the euro at 52.60 UAH (+25 kopecks). ### Where it is more profitable to buy and sell currency If focusing on buying dollars, the lowest rate among major banks today is offered by Oshchadbank via 'Mobile Oshchad' and PUMB at the commercial rate — at 44.80 UAH. Next come Monobank (44.83 UAH) and PrivatBank in branches (44.85 UAH). The American currency is sold most expensively by Oshchadbank for cards and PUMB in branches — at 45.00 UAH. When buying euros, the minimum rate is recorded by PrivatBank in branches and Oshchadbank via 'Mobile Oshchad' — at 52.55 UAH, and the maximum — Oshchadbank for cards (52.70 UAH). As for selling currency to the bank, the highest dollar purchase rate is offered by PUMB at the commercial rate and Oshchadbank via 'Mobile Oshchad' — at 44.50 UAH, while in PrivatBank branches it is only 44.25 UAH. It is most profitable to sell euros also in Oshchadbank via 'Mobile Oshchad' — at 52.00 UAH, while in PrivatBank branches the euro purchase rate drops to 51.55 UAH. ### Contradictory data There are two inconsistencies in the source materials that should be taken into account. First, the editorial headline states that the 'dollar is weakening,' however, the average selling rate of the dollar in currency exchanges according to Minfin actually increased by 3 kopecks (to 44.88 UAH), decreasing only at the purchase rate (to 44.75 UAH). That is, the dynamics are divergent, not unequivocally downward. Second, in the list of euro purchase rates, the order of values is not strictly descending: after 52.55 UAH, 52.63 UAH (PrivatBank for cards) is indicated, and then 52.60 UAH (PUMB and Monobank), although 52.60 UAH is objectively lower than 52.63 UAH. Both moments do not change the general picture, but require careful verification before making financial decisions. Please note: this material is prepared for informational purposes only and does not constitute financial or investment advice. Investments involve risk, including the possibility of total loss of capital. Before making any financial decisions, we recommend consulting a licensed financial advisor. ## 🔍 Fact-Check Verification - [Доллар дешевеет, а евро бьет рекорд: курс валют в банках и обменниках на 21 августа](https://www.rbc.ua/ukr/news/dolar-deshevshae-evro-b-e-rekord-kurs-valyut-1787295355.html) - Первичный источник; все курсы по обменникам (Minfin) и банкам (ПриватБанк, Ощадбанк, ПУМБ, Monobank) совпадают с текстом. - [Рубль растет к доллару, но уступает евро. ЦБ установил официальные курсы на 22 августа](https://www.banki.ru/news/lenta/?id=11026761) - Источник по российскому рынку и другой дате; не подтверждает украинские курсы за 21.08.2026. - [Банки и обменники обновили курсы валют: евро резко подешевел](https://www.unian.net/economics/finance/kurs-evro-v-ukraine-rezko-upal-banki-i-obmenniki-izmenili-kurs-valyut-25-iyunya-13422228.html) - Материал от 25 июня; не относится к дате публикации и не подтверждает текущие цифры. - [В банках и обменниках подорожал евро: курс валют в Украине 16 июня](https://www.unian.net/economics/finance/kurs-dollara-v-ukraine-snizilsya-a-evro-vyros-banki-i-obmenniki-obnarodovali-novyy-kurs-valyut-16-iyunya-13413348.html) - Материал от 25 июня; не относится к дате публикации и не подтверждает текущие цифры.