---
title: "Dollar weakens, euro strengthens: current exchange rates at Ukrainian banks and exchange offices on August 20, 2026"
description: "On the morning of August 20, 2026, the dollar at Ukrainian banks fell by 5–20 kopecks, while the euro rose by 10–30 kopecks. At exchange offices, the dollar is sold at 44.85 UAH and the euro at 52.15 UAH; at banks the spreads are wider."
date: 2026-08-20T04:54:04.000Z
lang: en
url: https://xab.info/en/posts/dollar-weakens-euro-strengthens-exchange-rates-20-august-2026
tags: [exchange-rates, usd-uah, eur-uah, ukraine-banks, currency-market]
publisher: "XAB.info"
---

# Dollar weakens, euro strengthens: current exchange rates at Ukrainian banks and exchange offices on August 20, 2026

![Exchange rates in Ukraine on August 20, 2026: dollar weakens, euro strengthens — hryvnia banknotes, dollars in a wallet, bank card and a price chart at banks and exchange offices](https://xab.info/media/2026/08/20/dolyar-deshoveet-evro-dorozhaet-kursy-valyut-20-avgusta-2026/dolyar-deshoveet-evro-dorozhaet-kursy-valyut-20-avgusta-2026-1.webp)

## 🎯 Key Points

- The dollar fell by 5–20 kopecks at most banks, while the euro rose by 10–30 kopecks
- At exchange offices, the dollar is sold at 44.85 UAH and the euro at 52.15 UAH
- At banks, the average selling price of the dollar is 44.99 UAH and the euro 52.25 UAH
- At PUMB, the cash rates of the dollar and the euro remained unchanged, which diverges from the overall trend

As of the morning of August 20, 2026, the Ukrainian foreign exchange market is showing a characteristic divergent trend: the US dollar has fallen by 5–20 kopecks at most commercial banks, while the euro, conversely, has mostly risen by 10–30 kopecks. This pattern is confirmed by rate aggregators and data from specific bank cash desks, making the current day convenient for those planning currency transactions, but requiring careful comparison of prices between exchange offices and banking apps.

### Divergent dynamics of the two main currencies

The key feature of the morning snapshot on August 20 is the divergence in the behavior of the dollar and the euro. The dollar rate at banks is falling: for example, at PrivatBank, the cash sale price dropped by 5 kopecks, while the card purchase price fell by 20 kopecks. At Monobank, the dollar also became 20 kopecks more affordable. The European currency is moving in the opposite direction: at the same PrivatBank, the euro at branches rose by 30 kopecks, and at Monobank — by 29 kopecks. Thus, there is no single trend in the market, and the optimal price depends on the specific exchange point and the method of conducting the transaction.

### Average rates at exchange offices

According to the Minfin portal as of the morning of August 20, exchange offices accept dollars at an average rate of 44.77 hryvnias and sell the US currency at 44.85 hryvnias. The euro at exchange points is sold at an average rate of 51.90 hryvnias and bought at 52.15 hryvnias. The difference between the buying and selling rates (the spread) at exchange offices remains relatively narrow, which traditionally makes them attractive for small amounts, while banks often win in terms of convenience and security of transactions.

### What banks offer: from PrivatBank to Monobank

In the banking sector, dollars are bought at an average rate of 44.51 hryvnias and sold at 44.99 hryvnias; the euro is accepted at 51.58 hryvnias and sold at 52.25 hryvnias. At the state-owned PrivatBank, the dollar at cash desks costs 44.85 hryvnias, and by card — 44.84 hryvnias; the euro at branches — 52.40 hryvnias, and by card — 52.35 hryvnias. Oschadbank in its mobile app sells the dollar at 44.90 hryvnias, and for cards — at 45.10 hryvnias; the euro in the mobile service — 52.30 hryvnias, and by card — 52.50 hryvnias. PUMB offers the dollar at the cash desk at 45.10 hryvnias, and at the commercial rate — 44.90 hryvnias; the euro at branches — 52.30 hryvnias. Monobank sells the dollar at 44.83 hryvnias, and the euro — at 52.35 hryvnias.

### Contradictory data

The overall picture of 'the dollar weakens, the euro strengthens' has exceptions that should be taken into account. If the dollar fell at most banks, then at PUMB its cash rate remained unchanged at 45.10 hryvnias, while the commercial rate fell by only 10 kopecks. Similarly, the euro at PUMB branches did not change (52.30 hryvnias), whereas at other banks it rose. Moreover, the average bank selling price of the dollar (44.99 hryvnias) is noticeably higher than at exchange offices (44.85 hryvnias), which means: for large purchases at a bank cash desk, the final amount will be significantly higher than at an exchange point. These discrepancies are not an error but reflect the different pricing policies and spreads of individual market participants at the time of the morning snapshot.

### Practical aspect: how much a thousand dollars costs

For clarity: buying 1,000 dollars at the average selling price in banks (44.99 hryvnias) will cost approximately 44,990 hryvnias, while at the average selling rate in exchange offices (44.85 hryvnias) — 44,850 hryvnias. The difference of 140 hryvnias per thousand dollars shows how the choice of exchange location affects the final cost. An exact calculation taking into account specific bank prices is provided in the RBC-Ukraine infographic. The material is for informational purposes only and is not financial or investment advice: investments involve risk, including the possible loss of capital, and it is recommended to consult a licensed financial advisor before making decisions.

## 🔍 Fact-Check Verification

- [Dollar falls in price, while euro is rising: current prices at exchange offices and banks on August 20](https://www.rbc.ua/ukr/news/dolar-vpav-tsini-evro-roste-aktualni-tsinniki-1787201426.html) - Основной источник цифр: курсы обменников (Minfin) и банков (ПриватБанк, Ощадбанк, ПУМБ, Monobank) на утро 20.08.2026.
- [How much 100 dollars cost today: 'fresh' exchange rates at banks and exchange offices on August 19](https://www.rbc.ua/ukr/news/skilki-sogodni-koshtuyut-100-dolariv-svizhiy-1787123393.html) - Основной источник цифр: курсы обменников (Minfin) и банков (ПриватБанк, Ощадбанк, ПУМБ, Monobank) на утро 20.08.2026.
- [Currency has become cheaper in Ukraine: current dollar and euro rate](https://www.unian.net/economics/finance/kurs-dollara-v-ukraine-prodolzhaet-padat-banki-i-obmenniki-ustanovili-novyy-kurs-valyut-7-iyulya-13433325.html) - Подтверждено по источнику unian.net
- [Currency continues to fall in Ukraine: dollar and euro rate on July 8](https://www.unian.net/economics/finance/kurs-dollara-v-ukraine-upal-eshche-nizhe-banki-i-obmenniki-obnovili-kurs-valyut-8-iyulya-13434507.html) - Подтверждено по источнику unian.net

## ❓ FAQ

### Q: How much does the dollar cost at exchange offices on August 20, 2026?
**A:** At exchange offices, dollars are accepted at an average rate of 44.77 hryvnias and sold at 44.85 hryvnias.

### Q: What is the euro rate at banks on August 20?
**A:** At banks, the euro is bought at an average rate of 51.58 hryvnias and sold at 52.25 hryvnias; at individual banks the selling price ranges from 52.30 to 52.50 hryvnias.

### Q: Why did the rate not change at PUMB while the dollar fell at other banks?
**A:** At PUMB, the cash rate of the dollar remained unchanged at 45.10 hryvnias, while the commercial rate fell by 10 kopecks; this reflects the different pricing policies of banks and is not a data error.