--- title: "Exchange Rates on November 2, 2026: Dollar and Euro Rise in Currency Booths, Fall in Banks" description: "On November 2, the cash market showed mixed dynamics: dollars and euros rose in exchange booths, while banks mostly lowered their buying and selling rates. We break down current quotes and the official NBU rate." date: 2026-11-02T06:24:52.598Z lang: en url: https://xab.info/en/posts/exchange-rates-nov-2-2026-dollar-euro-booths-banks tags: [exchange-rate, usd-ua, eur-ua, nabu, currency-market, ukraine-economy] author: "Darya Fomina, Andrey Kosynko" publisher: "XAB.info" --- # Exchange Rates on November 2, 2026: Dollar and Euro Rise in Currency Booths, Fall in Banks ![A stack of one hundred dollar bills against the background of a glowing stock trading chart and financial quotes](https://xab.info/media/2026/11/02/kurs-valyut-2-noyabrya-2026-dolar-evro-obmenniki-banki/kurs-valyut-2-noyabrya-2026-dolar-evro-obmenniki-banki-1.webp) ## Key Points - In exchange booths on November 2, the dollar rose to 46.93 UAH for purchase, and the euro to 52.00 UAH for purchase compared to Friday. - In banks, buying and selling rates mostly decreased: dollar for sale at 46.04 UAH, euro for sale at 51.37 UAH. - Official NBU rate for November 2: dollar down 17 kopecks, euro up 1 kopeck, zloty down 3 kopecks. - Analysts provide a wide range of forecasts: from stabilization in the 46–48 UAH corridor to growth up to 50 UAH and above by the end of the year. On Monday, November 2, 2026, the Ukrainian currency market demonstrated a characteristic mixed dynamic that analysts and media have been recording for several weeks. The cash segment — meaning exchange booths — showed an increase in quotes: compared to Friday morning, October 30, the dollar and euro noticeably rose in price in exchange booths. At the same time, the banking segment, including cash desks and mobile applications, generally moved in the opposite direction — the buying and selling rates of currency in most banks decreased. Such a "fork" between the cash and cashless markets is typical for a period of heightened volatility and reflects the difference in liquidity and costs of the two channels. ### Cash Market: Currency Gets More Expensive in Booths According to the Minfin portal, as of the morning of November 2, the average dollar exchange rate in booths for purchase was 46.93 hryvnias, and for sale (dropping off) — 46.50 hryvnias. This is 45 and 34 kopecks higher, respectively, than the figures from Friday morning, October 30. The euro in exchange booths also rose: it can be bought at an average rate of 52.00 hryvnias, and dropped off at 51.70 hryvnias, which is 30 and 40 kopecks more expensive than Friday's values. Thus, it was the cash channel that became the driver of quote growth this week. ### Banking Segment: Buying and Selling Rates Are Decreasing In banks, the picture is different. The American currency is sold today at an average rate of 46.04 hryvnias (an increase of 1 kopeck), and accepted for purchase at 45.19 hryvnias (a decrease of 5 kopecks). The euro in banks is sold at 51.37 hryvnias (minus 3 kopecks) and bought at 50.42 hryvnias (minus 8 kopecks). In other words, in the cashless channel, supply pressure on the rate remains, and banks are gradually softening quotes, primarily regarding the purchase of currency from clients. ### Rates in Specific Banks: PrivatBank, Oschadbank, PUMB, Monobank The difference between banks remains small but noticeable. PrivatBank sells dollars at the cash desk at 45.95 hryvnias (minus 4 kopecks), and by card — at 45.87 hryvnias (unchanged); euros at cash desks — 51.30 hryvnias, by card — 51.28 hryvnias (both unchanged). Oschadbank in its mobile application sells the dollar at 45.80 hryvnias (minus 5 kopecks), and by card — at 45.95 hryvnias (minus 10 kopecks); euro in the app — 51.30 hryvnias, by card — 51.45 hryvnias (minus 5 kopecks). PUMB keeps the dollar rate at 45.80 hryvnias both in branches and for card operations (minus 20 kopecks), and the euro in cash desks at 51.30 hryvnias (unchanged). Monobank sells the dollar at 45.85 hryvnias (minus 1 kopeck) and the euro at 51.27 hryvnias (unchanged). ### NBU Official Rate and Analyst Forecasts In parallel, the National Bank of Ukraine updated official rates for Monday, November 2. According to TSN data, the official dollar rate fell by 17 kopecks, the euro rose by 1 kopeck, and the Polish zloty decreased by 3 kopecks. Thus, the official and cash markets currently present a mixed picture for the dollar, which is important to consider when planning operations. Wide forecasts remain among analysts: according to Oleksiy Kushch's assessment, by the end of the year, the dollar exchange rate could rise to 50 hryvnias, and in the worst-case scenario — reach 80 hryvnias; with the resumption of Western financial support, he says, the rate can be stabilized in the 46–48 hryvnias corridor. ### What This Means for Citizens and Business The practical conclusion for those exchanging currency is simple: the choice of channel directly affects the final price. If the goal is to buy currency, more favorable quotes are currently generally in the banking segment and apps; if the goal is to drop off currency, the cash market in booths offers a higher selling price. Given the mixed dynamics and volatility, experts recommend not making impulsive decisions regarding large amounts and checking quotes across multiple channels before an operation. The material is for informational purposes and is not financial or investment advice; before making investment decisions, it is recommended to consult a licensed advisor. ## Accounts differ ### Direction of dollar rate movement on November 2 - **Cash market (Minfin data via RBC-Ukraine):** The average dollar exchange rate in booths for purchase increased by 45 kopecks compared to Friday, October 30, to 46.93 hryvnias ([rbc.ua](https://www.rbc.ua/ukr/news/kurs-valyut-2-listopada-skilki-koshtue-dolar-1793600426.html)) - **National Bank of Ukraine (according to TSN):** The official dollar rate for November 2 decreased by 17 kopecks ([tsn.ua](https://tsn.ua/ru/groshi/kurs-valyut-na-2-noyabrya-skolko-budut-stoit-dollar-evro-i-zlotyy-3203903.html)) *Where they agree:* The exchange rate for November 2 has been updated and published; cash and official markets recorded mixed dynamics regarding the dollar, which both sources confirm. ## Fact-Check & Sources - [Курс валют на 2 ноября: сколько стоит доллар и евро в обменниках и банках](https://www.rbc.ua/ukr/news/kurs-valyut-2-listopada-skilki-koshtue-dolar-1793600426.html) - Primary source: quotes of exchange booths (Minfin) and banks, specific rates of PrivatBank, Oschadbank, PUMB, Monobank. - [Курс валют на 2 ноября: сколько будут стоить доллар, евро и злотый](https://tsn.ua/ru/groshi/kurs-valyut-na-2-noyabrya-skolko-budut-stoit-dollar-evro-i-zlotyy-3203903.html) - Official NBU rate for November 2 (dollar -17 kop, euro +1 kop, zloty -3 kop) and analyst Oleksiy Kushch's forecast. - [Курсы валют: сколько стоит доллар в обменниках Казахстана 1 ноября](https://ulysmedia.kz/news/83990-kursy-valiut-skolko-stoit-dollar-v-obmennikakh-kazakhstana-1-noiabria/) - Подтверждено по источнику ulysmedia.kz - [Доллар резко полетел вниз, а евро замерло: появился курс валют на 2 ноября](https://glavred.info/economics/dollar-rezko-poletel-vniz-a-evro-zamerlo-poyavilsya-kurs-valyut-na-2-noyabrya-10808246.html) - Confirms the update of the official NBU rate: dollar decline, euro stability, zloty decline. ## FAQ ### How much does the dollar cost in exchange booths on November 2? According to Minfin, the average dollar exchange rate in booths for purchase is 46.93 hryvnias, and for sale — 46.50 hryvnias; compared to Friday, October 30, the currency rose by 45 and 34 kopecks respectively. ### How has the official NBU rate changed for November 2? The National Bank of Ukraine set the rate for November 2 where the dollar fell by 17 kopecks, the euro rose by 1 kopeck, and the Polish zloty decreased by 3 kopecks. ### Where is it more profitable to buy or drop off currency now? Buying currency is generally more profitable in the banking segment and apps where the selling rate is lower; dropping off currency is more profitable in exchange booths where the purchase rate is higher. Specific quotes differ between banks and channels.