---
title: "Dollar at 47 Hryvnias: How Much Foreign Currency Costs in Exchange Offices and Banks on November 3"
description: "On November 3, the cash dollar exchange rate in Ukrainian exchange offices reached 47.01 UAH for purchase, and the euro reached 52.30 UAH. Currency is cheaper in banks: dollars are sold at an average of 46.04 UAH, euros at 51.71 UAH, while prices rose over the day."
date: 2026-11-03T07:55:06.743Z
lang: en
url: https://xab.info/en/posts/exchange-rates-november-3-dollar-euro
tags: [exchange-rates, usd, eur, uah, ukraine-banks, currency-market]
author: "Darya Fomina"
publisher: "XAB.info"
---

# Dollar at 47 Hryvnias: How Much Foreign Currency Costs in Exchange Offices and Banks on November 3

![Yellow currency exchange sign with text Obmin valiut and digital slots for USD and EUR rates](https://xab.info/media/2026/11/03/obmen-valut-3-noyabrya-2026-kurs-dollara-i-evro/obmen-valut-3-noyabrya-2026-kurs-dollara-i-evro-1.webp)

## Key Points

- The average dollar rate in exchange offices on November 3 is 47.01 UAH for purchase and 46.70 UAH for sale; the euro is 52.30 and 51.92 UAH respectively.
- Currency is cheaper in banks: dollars are sold at an average of 46.04 UAH, euros at 51.71 UAH.
- Over the day, the dollar and euro rose in price in most banks: in Oschadbank, the increase in dollar sales in the app was 35 kopecks, and in PUMB — 30 kopecks.

On Tuesday, November 3, the cash exchange rate for the US dollar and euro in Ukraine's exchange offices continues to exceed the banking rate. At the same time, financial institutions have revised the selling price of foreign currency: in most banks, the dollar and euro have increased in price compared to the previous day. The gap between the "cash" and banking segments remains noticeable, which is important to consider when choosing where to exchange currency.

### Average Rates in Exchange Offices

According to the Minfin portal, as of the morning of November 3, the average dollar exchange rate in exchange offices is 47.01 UAH for buying currency and 46.70 UAH for selling it. Compared to the morning of Monday, November 2, buying dollars became more expensive by 8 kopecks, and selling — by 20 kopecks. The euro in exchange offices today can be bought for an average of 52.30 UAH and sold for 51.92 UAH. Over the past day, the buying rate rose by 30 kopecks, and the selling rate by 22 kopecks.

### Average Bank Rates

According to average banking rates, the dollar is sold today at approximately 46.04 UAH and bought at 45.47 UAH. Thus, currency is cheaper in the banking segment than in exchange offices, both for buying and selling. The euro in banks can be bought on average at 51.71 UAH and sold at 50.81 UAH. The difference between the average exchange office and average bank rates for both currencies is about 0.5–0.7 UAH per unit of currency.

### Major Banks: PrivatBank and Oschadbank

PrivatBank sells dollars in its branches today at 45.99 UAH, which is 4 kopecks more expensive than the day before; for cards, the selling rate remains unchanged at 45.87 UAH. The euro at the bank's cash desks can be bought at 51.50 UAH, and via card at 51.54 UAH. Oschadbank sells US currency in its mobile app at 46.15 UAH, which is 35 kopecks higher than the previous day's rate, and for cards, the rate is 46.20 UAH — an increase of 25 kopecks. The euro in the app and for card operations is sold at 51.85 UAH, which is 55 and 40 kopecks more expensive than on November 2, respectively.

### PUMB and Monobank

PUMB sells dollars at a cash rate of 46.10 UAH — 30 kopecks more expensive than the day before; the commercial buying rate is 45.60 UAH, and the selling rate is 46.10 UAH. The euro in the bank's cash exchange today can be bought at 51.70 UAH, with the rate rising by 40 kopecks over the day. Monobank sells dollars at 45.86 UAH — 1 kopeck more expensive than the previous day, and the euro costs 51.80 UAH, which is 53 kopecks higher than the November 2 rate.

### Context and Warning

The dynamics of recent days confirm a steady trend toward the strengthening of major currencies against the hryvnia: both in exchange offices and in banks, purchases are getting more expensive faster than sales, and the gap between segments persists. Readers should keep in mind that the given values are average or point-in-time figures as of the morning of November 3 and may change throughout the day. The material is prepared exclusively for informational purposes and does not constitute financial or investment advice; before making any financial decisions, it is recommended to consult a licensed advisor.

## Fact-Check & Sources

- [Доллар по 47 гривен: сколько придется заплатить за валюту в банках и обменниках 3 ноября](https://www.rbc.ua/ukr/news/dolar-47-griven-skilki-dovedetsya-zaplatiti-1793691108.html) - Primary source: average Minfin rates and spot rates of PrivatBank, Oschadbank, PUMB, Monobank as of November 3, 2026.

## FAQ

### How much does the dollar cost in exchange offices on November 3?

According to Minfin, the average purchase rate of the dollar in exchange offices is 47.01 UAH, and the sale rate is 46.70 UAH.

### Where is it cheaper to buy currency — in an exchange office or a bank?

In banks: the average dollar sale rate is about 46.04 UAH, and the euro is 51.71 UAH, which is lower than exchange office values.

### Has currency become more expensive compared to November 2?

Yes, in most banks the dollar and euro have risen in price: for example, in Oschadbank, the sale of dollars in the app increased by 35 kopecks, and in PUMB — by 30 kopecks.