--- title: "Dollar rises in exchange offices, euro falls in some banks: actual exchange rates for October 12" description: "On October 12, 2026, dollar and euro exchange rates rose in currency exchange offices, while commercial banks showed mixed quote adjustments." date: 2026-10-12T07:28:00.000Z lang: en url: https://xab.info/en/posts/exchange-rates-october-12-2026 tags: [currency-exchange, exchange-rates, us-dollar, euro, ukraine-economy] publisher: "XAB.info" --- # Dollar rises in exchange offices, euro falls in some banks: actual exchange rates for October 12 ![Bundle of US dollar and euro banknotes against a currency ticker screen](https://xab.info/media/2026/10/12/kurs-valyut-12-oktyabrya-2026/kurs-valyut-12-oktyabrya-2026-1.webp) ## 🎯 Key Points - In exchange offices, the dollar rose to 45.10 UAH for sale, and the euro increased to 50.90 UAH. - At PrivatBank, the euro fell in cash offices by 10 kopecks to 50.70 UAH. - Monobank offers the lowest dollar selling rate at 45.03 UAH. - PUMB maintains the highest foreign currency purchase rates from the population. On Monday, October 12, 2026, divergent trends were recorded on Ukraine's currency market. Exchange offices across the country show an increase in both purchase and sale rates for the US dollar and the euro compared to the end of the previous working week. Meanwhile, the situation in commercial banks is more variable: some financial institutions adjusted their quotes downward, while others kept them at previous levels or introduced a symbolic correction. ### Situation in exchange offices and general market dynamics According to current analytical data from specialized monitoring platforms, the US dollar shows moderate strengthening in non-bank exchange offices. The purchase rate for the American currency rose by 2 kopecks to 44.92 UAH, while the selling rate increased by 6 kopecks, settling at 45.10 UAH. The European currency also showed positive dynamics: its purchase rate increased by 5 kopecks (to 50.65 UAH), and the selling rate rose by 5 kopecks to reach 50.90 UAH. Market participants attribute this to local fluctuations in supply and demand. ### Exchange rates in leading commercial banks The commercial sector demonstrates a more restrained policy. Specifically, PrivatBank's cash dollar rate remained stable: in branches, the currency is sold at 45.10 UAH, and for card transactions at 45.04 UAH. However, the euro in PrivatBank's cash desks fell in price by 10 kopecks to 50.70 UAH, while the cashless rate for cards remained unchanged at 50.76 UAH. Oщадбанк recorded an increase: in the mobile app, the dollar is sold at 45.10 UAH (+5 kopecks), and for cards at 45.25 UAH (+5 kopecks). The euro in Oschadbank's app rose to 50.80 UAH, and the card rate reached 50.95 UAH. ### Where it is more profitable to buy and sell currency An analysis of offers from leading banks allows citizens to choose the optimal points for exchange operations. The lowest dollar selling rate among major players is offered by Monobank (45.03 UAH) and PrivatBank for cards (45.04 UAH). As for the euro, it is most profitable to buy it at PrivatBank branches (50.70 UAH) and through Monobank (50.75 UAH). From the perspective of selling foreign currency back to banks, PUMB offers the best purchase conditions for dollars at a commercial rate (44.80 UAH), and selling euros is also most profitable at PUMB (50.30 UAH). ### Contradictory data It is worth noting that against the background of publications by Ukrainian financial monitoring agencies documenting the local appreciation of the dollar and mixed movements of the euro across different banks, reports periodically appear in the information space from other jurisdictions with similar headlines but entirely different dates and economic realities (for example, August and July reports on other countries). This creates certain risks of confusion for readers tracking global trends. The editorial office reminds that all figures provided are relevant exclusively as of October 12, 2026, and do not constitute an investment recommendation. ## 🔍 Fact-Check Verification - [Доллар подорожал в обменниках, а евро подешевел в части банков: курс валют на 12 октября](https://www.rbc.ua/ukr/news/dolar-podorozhchav-obminnikah-evro-podeshevshav-1791789607.html) - Основной источник фактических данных о котировках валют на 12 октября. - [Курсы валют в Израиле на 27 августа 2026 года: доллар подорожал, евро подешевел](https://www.newsru.co.il/finance/27aug2026/valuta.html) - Подтверждено по источнику newsru.co.il - [Доллар на торгах 18 июля подорожал, евро и российский рубль подешевели](https://belta.by/economics/view/dollar-na-torgah-18-ijulja-podorozhal-evro-i-rossijskij-rubl-podesheveli-310906-2018) - Подтверждено по источнику belta.by - [Курс валют 18 сентября: сколько стоят доллар и евро в банках и обменниках](https://minfin.com.ua/2026/09/18/181892838/) - Данные мониторинга небанковских обменных пунктов. ## ❓ FAQ ### Q: What is the current dollar exchange rate in exchange offices on October 12, 2026? **A:** In exchange offices, the dollar is bought at 44.92 UAH and sold at 45.10 UAH. ### Q: Where is it most profitable to buy euros? **A:** The most profitable euro selling rate is recorded at PrivatBank branches (50.70 UAH) and Monobank (50.75 UAH).