--- title: "Exchange Rates for October 28: US Dollar Reaches 46.30 UAH in Currency Exchange Offices, Euro Drops in Banks" description: "On October 28, the dollar in Ukrainian exchange offices rose to 46.30 UAH, adding 20 kopecks. The American currency is also rising in banks, while the euro shows mixed dynamics." date: 2026-10-28T06:26:32.537Z lang: en url: https://xab.info/en/posts/exchange-rates-october-28-dollar-rises-euro-mixed tags: [exchange-rates, dollar, hryvnia, ukraine-currency, privatbank, nbu, euro] author: "Darya Fomina" publisher: "XAB.info" --- # Exchange Rates for October 28: US Dollar Reaches 46.30 UAH in Currency Exchange Offices, Euro Drops in Banks ![Stock market charts and a stack of one hundred US dollar banknotes close-up](https://xab.info/media/2026/10/28/kurs-valyut-28-oktyabrya-dollar-privyvaet-v-tsine-evro-raznonapravlenno/kurs-valyut-28-oktyabrya-dollar-privyvaet-v-tsine-evro-raznonapravlenno-1.webp) ## Key Points - The average dollar rate in exchange offices on October 28 was 46.30 UAH for purchase (+20 kop.) - In banks, the dollar is sold at 45.98 UAH (+3 kop.), the euro at 51.46 UAH (−4 kop.) - The dollar has been renewing highs throughout October 2026 - The euro is getting cheaper in banks and more expensive in exchange offices: dynamics are mixed On Wednesday, October 28, a steady increase in the price of the American currency was recorded on the cash currency market of Ukraine. The dollar is gaining value both in exchange offices and at the cash desks of most commercial banks, while the dynamics of the euro remain mixed: in some settlement channels the European currency is getting cheaper, while in others it is rising in price. According to the Minfin portal, by the morning of October 28, the average dollar exchange rate in exchange offices was 46.30 UAH for purchase and 46.00 UAH for sale, which is 20 kopecks higher than the previous day's figure. ### Average Rates in Exchange Offices In the exchange bureau segment, the dollar continues its confident growth: the average purchase price of the American currency rose to 46.30 UAH (+20 kop.), and sale to 46.00 UAH (+20 kop.). The euro in exchange offices demonstrates more moderate dynamics: the European currency can be bought at an average rate of 51.75 UAH (+5 kop.), and sold at 51.35 UAH (unchanged). Thus, the gap between the purchase and sale rates of the euro in exchange offices is 40 kopecks, which is typical for this market segment. ### Rates in Commercial Banks In the banking segment, the dollar is also rising in price, albeit more moderately. The average purchase rate of the dollar in banks is 45.98 UAH (+3 kop.), sale — 45.38 UAH (+8 kop.). The euro in banks shows mixed dynamics: the average purchase rate dropped to 51.46 UAH (−4 kop.), while the sale rate increased to 50.70 UAH (+5 kop.). This indicates that banks are adjusting spreads depending on the direction of the currency flow. ### Rates in Major Banks: PrivatBank, Oщадбанк, PUMB, Monobank PrivatBank sells dollars at cash desks for 45.90 UAH (+5 kop.), and via cards for 45.87 UAH (unchanged). The euro at Privat's cash desks costs 51.40 UAH (−5 kop.), and via cards — 51.54 UAH (unchanged). Oschadbank in its mobile app offers the dollar at 45.85 UAH (unchanged), via cards — 46.05 UAH (unchanged); the euro in the app is 51.35 UAH (−10 kop.), via cards — 51.60 UAH (−15 kop.). PUMB in its branches sells the dollar at 46.00 UAH (+10 kop.), and the commercial rate is also 46.00 UAH (+10 kop.); the euro at cash desks is 51.50 UAH (+10 kop.). Monobank offers the dollar at 45.86 UAH (+1 kop.) and the euro at 51.40 UAH (−10 kop.). ### Context: Dollar Renews Maximums Throughout October The current appreciation of the dollar is a continuation of a multi-day trend. Back on October 5, the National Bank set the official exchange rate of the American currency at 44.98 UAH, on October 6 at 45.06 UAH, and by the middle of the month the dollar reached new record highs. According to GLOBUS BANK analysts, announced at the beginning of the month, in the first decade of the month the dollar could trade on the interbank market in the range of 44.7–45.1 UAH, but the actual dynamics exceeded these forecasts. By October 28, the gap between the official NBU rate and the average rate in exchange offices has significantly increased, which is typical for a period of increased demand for cash currency. ### Important Warning The data provided is for informational purposes only and does not constitute financial or investment advice. Exchange rates can change during the day. Investments involve risk, including the possibility of total loss of capital. Before making any financial decisions, it is recommended to consult a licensed financial advisor. ## Fact-Check & Sources - [Курс валют на 28 октября: доллар прибавляет в цене, евро дешевеет в банках](https://www.rbc.ua/ukr/news/kurs-valyut-28-zhovtnya-dolar-dodae-tsini-1793168299.html) - Primary source. Specific rate figures in exchange offices and banks for October 28. Minfin data. - [В "ПриватБанке" подешевел доллар: актуальный курс валют на 6 октября](https://www.unian.net/economics/finance/kurs-dollara-snizilsya-privatbank-obnarodoval-kurs-valyut-6-oktyabrya-13520091.html) - Context: NBU 45.06 UAH on October 6. Confirms the trend of dollar growth in October. - [Доллар подскочил вверх, а евро стремительно полетел вниз: курс валют на 5 октября](https://glavred.info/economics/dollar-podskochil-vverh-a-evro-stremitelno-poletel-vniz-kurs-valyut-na-5-oktyabrya-10800938.html) - Context: NBU 44.98 UAH on October 5. GLOBUS BANK forecast 44.7–45.1 UAH on the interbank market. - [Доллар рекордно подорожал, евро и злотый взлетели: курс валют на 14 октября](https://glavred.info/economics/dollar-rekordno-podorozhal-evro-i-zlotyy-vzleteli-kurs-valyut-na-13-oktyabrya-10803851.html) - Context: confirmation of record dollar growth in mid-October. ## FAQ ### How much is the dollar in exchange offices on October 28? According to Minfin, the average dollar exchange rate in exchange offices on the morning of October 28 is 46.30 UAH for purchase and 46.00 UAH for sale, which is 20 kopecks higher than the previous day's figure. ### How did the euro exchange rate change in banks on October 28? The average purchase rate of the euro in banks decreased to 51.46 UAH (−4 kop.), while the sale rate increased to 50.70 UAH (+5 kop.). In individual banks, the dynamics differ: in Oschadbank, the euro in the app fell by 10 kop., while in PUMB it rose by 10 kop. ### What is the dollar exchange rate at PrivatBank on October 28? PrivatBank sells dollars at cash desks for 45.90 UAH (+5 kop.) and via cards for 45.87 UAH (unchanged). ### Why is the dollar rising in October 2026? The dollar has been renewing maximums throughout October: from 44.98 UAH (NBU official rate on Oct 5) to 46.30 UAH in exchange offices on Oct 28. Analysts attribute the pressure on the rate to military spending, rising fuel prices, and inflationary risks.