--- title: "Kyiv and Kyiv Oblast Officially Added to the High-Risk Zone: What It Means for Business and Insurance" description: "Ukrainian Prime Minister Serhiy Korytskyy announced the inclusion of Kyiv and Kyiv Oblast in the list of high-risk territories. The measure gives business access to insurance against military risks and compensation of up to 5 million hryvnia." date: 2026-09-17T13:10:01.000Z lang: en url: https://xab.info/en/posts/kyiv-and-kyiv-oblast-added-to-high-risk-zone-what-it-means-for-business-and-insurance tags: [ukraine, kyiv, high-risk-territory, war-risk-insurance, business-support, fuel-sector, government-policy] publisher: "XAB.info" --- # Kyiv and Kyiv Oblast Officially Added to the High-Risk Zone: What It Means for Business and Insurance ![Official statement on designating Kyiv and Kyiv Oblast as a high-risk zone for business and insurance](https://xab.info/media/2026/09/18/kiev-i-kievskuyu-oblast-vnesli-v-zonu-povyshennogo-riska/kiev-i-kievskuyu-oblast-vnesli-v-zonu-povyshennogo-riska-1.webp) ## 🎯 Key Points - Kyiv and Kyiv Oblast have been officially added to the list of high-risk territories β€” this is the first step of a planned program - Business in the capital region will gain access to state support instruments and insurance against military risks - Fuel sector: storage tanks, fuel stockpiles, fuel tankers, and fuel in transit will be added to the list of insurable objects - The cap on compensation of insurance premiums from the state budget is to be raised to 5 million hryvnia - Losses to Ukrainian business from attacks in 2026 could reach 10 billion dollars, according to Ministry of Economy estimates The Government of Ukraine has expanded the list of high-risk territories to include Kyiv and Kyiv Oblast. This was announced by Prime Minister Serhiy Korytskyy in his Telegram channel, where he stated that this step is the first of a series of planned measures to strengthen the protection of the capital region. In his words, expanding the geography of the zone will allow additional precautionary measures to be applied and resources to be optimized for the protection of the population and critical infrastructure in the capital and surrounding areas. ### The First Step in a Systemic Protection Program Adding Kyiv and Kyiv Oblast to the list of high-risk territories is not a one-off measure but, according to the head of government, the first element of a broader plan. As Korytskyy emphasizes, further steps will be built sequentially around the mechanism already set in motion. This means that the capital region is now formally equated with the oblasts that had previously already been in the high-risk zone, opening access to a full set of state support instruments that had previously been unavailable to business in the capital. ### Expanding the Tools for Supporting Business The practical significance of including the capital region in the list lies in extending state support instruments to companies whose assets are located in Kyiv and Kyiv Oblast. Entrepreneurs who previously had no access to a number of compensation and insurance mechanisms will now be able to use them on an equal footing with business in other high-risk zones. This includes, in particular, the cap on partial compensation of insurance premiums from the state budget, which is planned to be raised to 5 million hryvnia. ### The Fuel Sector and Insurance Against Military Risks Particular attention under the new mechanism is given to the fuel sector. The list of objects that can be insured against military risks will be expanded to include fuel storage tanks, fuel stockpiles, fuel in transit, and specialized vehicles, including fuel tankers. Previously, the government had drafted amendments to the mechanism for insuring military risks, specifically proposing to extend the program to the fuel sector. These measures are aimed at reducing risks for gas stations and oil companies, which bear particular vulnerability due to the strategic importance of fuel infrastructure. ### The Scale of Damage as a Factor Accelerating Reforms According to estimates by Ukraine's Ministry of Economy and Environment, losses to Ukrainian business from Russian attacks in 2026 could reach 10 billion dollars. It is precisely the growing scale of damage to entrepreneurs that, according to sources, became the key factor prompting the authorities to seek new tools for protection and compensation. Including Kyiv and the oblast in the high-risk zone is a logical consequence of this dynamic: without formal recognition of the capital region as a risk zone, business there could not claim a significant share of compensation payments. ### Context and Next Steps Previously, the government had already developed a package of amendments to the mechanism for insuring military risks, which included both an expansion of the program's geography and its sectoral deepening. The inclusion of Kyiv and the oblast announced by Korytskyy became the first practical step in implementing this package. It is expected that in the coming weeks the criteria for selecting companies eligible for compensation, as well as the specific procedures for insuring fuel facilities in the capital region, will be detailed. ## πŸ” Fact-Check Verification - [Cabinet of Ministers adds Kyiv and the oblast to the high-risk zone: what it means](https://www.rbc.ua/ukr/news/kabmin-vnis-kiyiv-ta-oblast-zoni-pidvishchenogo-1789649714.html) - ΠŸΠΎΠ΄Ρ‚Π²Π΅Ρ€ΠΆΠ΄Π°Π΅Ρ‚ заявлСниС ΠΏΡ€Π΅ΠΌΡŒΠ΅Ρ€Π° ΠšΠΎΡ€Π΅Ρ†ΠΊΠΎΠ³ΠΎ ΠΎ Π²ΠΊΠ»ΡŽΡ‡Π΅Π½ΠΈΠΈ КиСва ΠΈ области Π² ΠΏΠ΅Ρ€Π΅Ρ‡Π΅Π½ΡŒ Ρ‚Π΅Ρ€Ρ€ΠΈΡ‚ΠΎΡ€ΠΈΠΉ ΠΏΠΎΠ²Ρ‹ΡˆΠ΅Π½Π½ΠΎΠ³ΠΎ риска, Π΄Π΅Ρ‚Π°Π»ΠΈ ΠΏΠΎ ΡΡ‚Ρ€Π°Ρ…ΠΎΠ²Π°Π½ΠΈΡŽ Ρ‚ΠΎΠΏΠ»ΠΈΠ²Π½ΠΎΠ³ΠΎ сСктора ΠΈ компСнсации Π΄ΠΎ 5 ΠΌΠ»Π½ Π³Ρ€ΠΈΠ²Π΅Π½. - [Kyiv and the oblast added to the high-risk zone](https://fraza.com/news/379054-kiev-i-oblast-vnesli-v-zonu-povyshennogo-riska) - НСзависимо ΠΏΠΎΠ΄Ρ‚Π²Π΅Ρ€ΠΆΠ΄Π°Π΅Ρ‚ Ρ„Π°ΠΊΡ‚ Π²ΠΊΠ»ΡŽΡ‡Π΅Π½ΠΈΡ столичного Ρ€Π΅Π³ΠΈΠΎΠ½Π° Π² Π·ΠΎΠ½Ρƒ ΠΏΠΎΠ²Ρ‹ΡˆΠ΅Π½Π½ΠΎΠ³ΠΎ риска ΠΈ контСкст Ρ€Π°ΡΡˆΠΈΡ€Π΅Π½ΠΈΡ ΠΏΡ€ΠΎΠ³Ρ€Π°ΠΌΠΌΡ‹ ΠΏΠΎΠ΄Π΄Π΅Ρ€ΠΆΠΊΠΈ бизнСса. ## ❓ FAQ ### Q: What does the inclusion of Kyiv in the high-risk zone mean? **A:** It is a formal recognition of the capital region as a territory where an elevated level of military risks is in effect. In practice, this gives business in Kyiv and the oblast access to state support instruments, insurance against military risks, and compensation that had previously been available only to other regions on the list. ### Q: What changes will affect the fuel sector? **A:** The list of objects eligible for insurance against military risks will be expanded to include fuel storage tanks, fuel stockpiles, fuel in transit, and specialized vehicles, including fuel tankers. This will allow gas stations and oil companies in the capital region to insure their key assets. ### Q: What is the maximum size of insurance premium compensation provided for? **A:** The cap on partial compensation of insurance premiums from the state budget is planned to be raised to 5 million hryvnia. ### Q: What is the scale of damage to business in 2026? **A:** According to estimates by Ukraine's Ministry of Economy and Environment, losses to Ukrainian business from Russian attacks in 2026 could reach 10 billion dollars.