--- title: "Dollar rises to 44.97 UAH, euro falls: NBU sets exchange rates for September 25" description: "NBU set the dollar rate for September 25 at 44.97 UAH (+12 kopecks); the euro fell to 51.12 UAH. The expert advises not to chase a rising rate but to continuously diversify assets." date: 2026-09-24T13:32:00.000Z lang: en url: https://xab.info/en/posts/nbu-dollar-euro-rates-september-25 tags: [nbu, exchange-rate, dollar, euro, ukraine-economy, diversification] publisher: "XAB.info" --- # Dollar rises to 44.97 UAH, euro falls: NBU sets exchange rates for September 25 ![US dollar banknotes over financial charts: NBU sets dollar rate at 44.97 UAH on September 25](https://xab.info/media/2026/09/24/nbu-kurs-dollara-evro-25-sentyabrya/nbu-kurs-dollara-evro-25-sentyabrya-1.webp) ## 🎯 Key Points - Official dollar rate for September 25, 2026 — 44.97 UAH (+12 kopecks for the day) - Official euro rate — 51.12 UAH (-6 kopecks for the day) - Taras Kozak (UNIVER) advises against buying currency reactively after a rate rise - The expert recommends ongoing diversification of assets according to a set proportion The National Bank of Ukraine set the official exchange rates for foreign currencies for Friday, September 25, 2026. According to the regulator, the US dollar continued to strengthen, while the euro showed a downward trend. Thus, the divergence between the two key currencies in the Ukrainian market, against the backdrop of the current macroeconomic situation, has become even more pronounced. ### Official NBU exchange rates for September 25 Pursuant to the National Bank's decision, the official US dollar exchange rate for September 25 stands at 44.97 hryvnias. This is 12 kopecks higher than the previous banking day's figure. The official euro exchange rate is set at 51.12 hryvnias, which is 6 kopecks lower than the previous day's value. Thus, over the course of a day the dollar gained in value, while the euro, conversely, fell. ### Trend: the dollar rises, the euro falls The picture captured by the regulator confirms the steady trend of recent trading sessions: the national currency is gradually losing ground against the dollar, while the euro continues to decline in the pair with the hryvnia. Experts note that the rate movement is shaped by a combination of factors — from currency demand on the part of households and businesses to the state of the balance of payments and expectations regarding the further macroeconomic trajectory. The approach to the 45-hryvnia level for the dollar makes the question of timing a currency purchase particularly relevant for private investors. ### Should you buy currency amid a rising rate? Taras Kozak, founder and president of the UNIVER investment group, emphasized in a comment to RBC-Ukraine that there is no need to buy currency only after its rate has started to rise. In his words, if a person wishes to diversify assets across different currencies — for example, holding part in dollars and part in euros — this should be done on an ongoing basis, not reactively. The expert explains: if a person has decided that 20% of their funds should be held in euros, then after receiving income they can buy 20% of it in euros and hold it. ### The expert's diversification strategy "In other words, this should not involve shifting from one asset to another simply because some asset has risen or fallen," Kozak noted. Thus, the expert's key recommendation comes down to regular, systematic diversification of the portfolio according to a pre-set proportion, rather than attempts to guess rate reversals. For a private investor, this means abandoning tactical "jumps" between currencies and moving to a strategic allocation of assets that smooths out volatility and reduces the risk of losses in the event of a sharp change in any currency's rate. ## 🔍 Fact-Check Verification - [Should you buy dollars when the rate is rising: NBU currency cost for September 25](https://www.rbc.ua/ukr/news/chi-varto-kupuvati-dolar-koli-kurs-roste-1790256404.html) - Базовый источник: курс доллара 44,97 грн (+12 коп.), евро 51,12 грн (-6 коп.), цитата Тараса Козака. - [Dollar surges, euro falls: new currency rates for September 25](https://glavred.info/economics/dollar-rezko-vzletel-evro-padaet-novyy-kurs-valyut-na-25-sentyabrya-10799048.html) - Подтверждает динамику: доллар растет, евро снижается на 25 сентября. - [Dollar approaches a record: NBU reveals official currency rate for September 25](https://financy.24tv.ua/ru/kurs-dollara-segodnja-oficialnyj-kurs-valjut-nbu-25-sentjabrja_n3148308) - Подтверждает официальный курс НБУ на 25 сентября и тренд приближения доллара к пиковым значениям. - [Dollar is already nearly 45 UAH: NBU sets rate for September 25](https://minfin.com.ua/2026/09/24/182291434/) - Подтверждает уровень курса около 45 грн на 25 сентября 2026. ## ❓ FAQ ### Q: What official dollar rate did the NBU set for September 25, 2026? **A:** The official US dollar exchange rate for September 25, 2026 stands at 44.97 hryvnias, which is 12 kopecks higher than the previous banking day's figure. ### Q: How much is the euro worth at the NBU rate on September 25? **A:** The official euro exchange rate for September 25, 2026 is 51.12 hryvnias; the euro fell by 6 kopecks over the day. ### Q: Should you buy dollars when their rate is rising? **A:** According to Taras Kozak of the UNIVER investment group, there is no need to buy currency only after its rate has started to rise. He recommends diversifying assets across different currencies on an ongoing basis, not reactively. ### Q: What strategy for allocating currency assets does the expert recommend? **A:** The expert advises determining a proportion in advance (for example, 20% in euros) and, after receiving income, topping up the corresponding currency portion, avoiding shifts between assets due to short-term rate fluctuations.