--- title: "NBU sets dollar rate for November 13 at 45.38 UAH: Euro continues to decline" description: "NBU set the dollar rate for Nov 13 at 45.38 UAH (+6 kopecks), the euro fell to 50.33 UAH (-15 kopecks). The regulator's international reserves stand at $47.1 billion." date: 2026-11-12T16:31:05.860Z lang: en url: https://xab.info/en/posts/nbu-exchange-rates-november-13-dollar-euro tags: [nbu, exchange-rate, usd-uah, eur-uah, ukraine-economy, international-reserves] author: "Darya Fomina" publisher: "XAB.info" --- # NBU sets dollar rate for November 13 at 45.38 UAH: Euro continues to decline ![A human hand touches a virtual currency chart with US dollar banknotes in the background](https://xab.info/media/2026/11/12/nbu-kurs-valut-13-noyabrya-dollar-evro/nbu-kurs-valut-13-noyabrya-dollar-evro-1.webp) ## Key Points - Official dollar rate for November 13, 2026 — 45.38 UAH (+6 kopecks vs Nov 12) - Official euro rate for November 13, 2026 — 50.33 UAH (-15 kopecks vs Nov 12) - NBU international reserves as of October 1, 2026, stand at $47.1 billion - Ukraine expects about $27 billion in international financial aid by year-end - Bankers forecast that November will proceed without sharp exchange rate changes The National Bank of Ukraine has determined official foreign currency exchange rates for Friday, November 13, 2026. The American and European currencies showed divergent dynamics: the US dollar gained slightly in value, while the euro continued its downward trend. The regulator maintained its exchange rate policy aimed at smoothing volatility in the domestic foreign exchange market. ### Dollar adds six kopecks On Friday, November 13, the NBU set the official dollar rate at 45.38 hryvnias. This is 6 kopecks higher compared to the previous banking day. On Thursday, November 12, the American currency cost 45.32 UAH. Thus, after a recent decline, the dollar has resumed moderate strengthening, which is typical for the stabilization phase in the interbank market. ### Euro continues to slide The European currency, by contrast, continued to lose value. The official euro rate for November 13 is 50.33 UAH, which is 15 kopecks less than the day before. On November 12, the European currency was worth 50.48 UAH. For comparison, back in September, the euro rate held around 51.19 UAH, which indicates a steady downward trend over the past two months. ### Reserves and international support as stability factors According to the regulator, as of October 1, 2026, Ukraine's international reserves stood at $47.1 billion, and this figure continued to grow in October. Taras Lisovyi, Director of the Financial Markets and Investment Department at Globus Bank, explained that this volume of reserves is sufficient for approximately four months of imports. For comparison: at the beginning of the full-scale invasion, Ukraine's international reserves were less than $30 billion. International financial assistance is expected to be an additional factor supporting the currency market. By the end of 2026, Ukraine expects to receive about $27 billion more from international partners. The National Bank emphasizes that the existing volume of reserves is sufficient to maintain the stability of the foreign exchange market, and in case of excessive demand, the regulator will use reserves to sell foreign currency. ### Outlook for November: more emotion than real change According to Taras Lisovyi, the combination of sufficient reserves, international financial support, and active measures by the National Bank should restrain excessive exchange rate fluctuations. "With reserves, partner support, and NBU actions, November may bring more emotion than real exchange rate changes," the banker noted. Thus, despite daily fluctuations of a few kopecks, no structural shifts in the currency market are expected in the near future. ## Fact-Check & Sources - [Доллар дорожает после падения, евро дешевеет: актуальный курс НБУ на 13 ноября](https://www.rbc.ua/ukr/news/dolar-dorozhchae-pislya-padinnya-evro-deshevshae-1794491385.html) - Primary source. Dollar rate 45.38 UAH, euro 50.33 UAH, reserves $47.1 billion — all data taken from this material. - [Доллар дорожает в парах с евро и фунтом, чуть дешевеет к иене](https://www.finmarket.ru/news/6720394) - Подтверждено по источнику finmarket.ru - [Доллар вырос в цене, евро дешевеет: новый курс валют на 21 сентября](https://glavred.info/economics/dollar-vyros-v-cene-evro-desheveet-novyy-kurs-valyut-na-21-sentyabrya-10797611.html) - Historical context: dollar rate 44.67 UAH, euro 51.19 UAH on September 21, 2026. Confirms the trend of dollar growth and euro decline. - [Доллар дешевеет, евро рванул вверх: новый курс валют на 19 октября](https://glavred.info/economics/dollar-desheveet-evro-rvanul-vverh-novyy-kurs-valyut-na-19-oktyabrya-10804718.html) - Historical context: data on rates for October 19, 2026. Confirms the general dynamics of the currency market. ## FAQ ### What official dollar rate did the NBU set for November 13, 2026? The National Bank of Ukraine set the official dollar rate for November 13, 2026, at 45.38 hryvnias, which is 6 kopecks higher than the figure for November 12 (45.32 UAH). ### How much is the euro according to the NBU rate for November 13, 2026? The official euro rate for November 13, 2026, is 50.33 hryvnias, which is 15 kopecks less than on November 12 (50.48 UAH). ### What is the volume of Ukraine's international reserves? According to the NBU, as of October 1, 2026, Ukraine's international reserves were $47.1 billion. In October, this figure continued to grow. For comparison, at the beginning of the full-scale invasion, reserves were less than $30 billion. ### What factors support the stability of the hryvnia? The main factors for stability are a sufficient volume of international reserves ($47.1 billion), expected international financial aid (about $27 billion by the end of the year), and the NBU's active exchange rate policy, including the sale of currency from reserves during periods of excessive demand.