---
title: "NBU Exchange Rates on September 17, 2026: Dollar and Euro Fall — How Bankers Advise Storing Savings"
description: "The NBU set the dollar rate at 44.60 UAH and the euro rate at 51.44 UAH for September 17 — both currencies fell by 3 and 7 kopecks respectively. Bankers advise diversifying savings between the hryvnia and foreign currencies."
date: 2026-09-16T13:08:01.000Z
lang: en
url: https://xab.info/en/posts/nbu-exchange-rates-september-17-2026
tags: [uah-exchange-rate, nbu, dollar, euro, savings]
publisher: "XAB.info"
---

# NBU Exchange Rates on September 17, 2026: Dollar and Euro Fall — How Bankers Advise Storing Savings

![Stacks of dollar bills with a stock ticker overlay — NBU dollar exchange rate on September 17, 2026 and currency market trends](https://xab.info/media/2026/09/17/kurs-valyut-nbu-17-sentyabrya-2026/kurs-valyut-nbu-17-sentyabrya-2026-1.webp)

## 🎯 Key Points

- On September 17, 2026, the NBU set the dollar rate at 44.60 UAH (-3 kopecks) and the euro rate at 51.44 UAH (-7 kopecks).
- On September 16, the rates were 44.63 UAH per dollar and 51.51 UAH per euro.
- Sergei Mamedov proposed a conditional model: about half of the funds in hryvnia-denominated instruments, the rest in foreign currencies.
- For large amounts, the banker recommends considering OVGBZ, taking into account commissions and maintenance costs.

The National Bank of Ukraine set the official exchange rates for Thursday, September 17, 2026. According to RBC-Ukraine, the dollar/euro pair continued to weaken: the dollar rate fell by 3 kopecks compared to the previous day, while the euro rate dropped by 7 kopecks. This continues the moderate trend of the hryvnia's strengthening recorded at the interbank level in the early part of the second half of September.

### Official Rates on September 17

On September 17, the NBU set the official dollar rate at 44.60 UAH, which is 3 kopecks lower than the day before. The euro rate fell by 7 kopecks — to 51.44 UAH. For comparison: on September 16, the official rates were 44.63 UAH per dollar and 51.51 UAH per euro. Thus, within a single day, both key currencies for the Ukrainian market became cheaper in hryvnia terms, and the gap between them remained at approximately 6.84 UAH.

### Dynamics and Context of the Decline

The rate changes on September 17 are moderate in nature: a drop of 3 and 7 kopecks respectively is not a sharp fluctuation, but it does confirm a stable trend of the currency pair weakening against the hryvnia. A number of Ukrainian media outlets characterize the movement in their headlines as a "sharp fall" of the dollar, euro, and zloty, whereas the actual numerical changes for the dollar and euro, confirmed by NBU data, remain minor. This is important for the reader to keep in mind: headline style does not always match the actual magnitude of daily dynamics.

### How to Allocate Savings: The Mamedov Model

One possible approach to allocating savings was outlined by Sergei Mamedov, Vice President of the Association of Ukrainian Banks and Chairman of the Board of "Globus Bank." According to his conditional model, about half of the funds can be kept in hryvnia-denominated instruments, with the rest distributed among foreign currencies. The banker emphasized, however, that this proportion should not be treated as a universal recommendation for everyone: the choice of currency should be tied to upcoming expenses. If a person regularly travels or has expenses in Eurozone countries, it makes sense to keep part of the savings in euros to avoid additional conversion costs.

### Hryvnia Instruments and OVGBZ

For hryvnia savings, especially in large amounts, Mamedov advises considering not only deposits but also internal government bonds (OVGBZ). When buying bonds, he notes, it is necessary to account for possible banking or brokerage commissions, as well as the cost of account maintenance — these factors can significantly reduce the final yield. In other words, the "hryvnia" part of the portfolio requires no less careful selection of instruments than the currency part.

### Practical Takeaways for the Investor

The day's bottom line for a private investor comes down to three observations. First, the rate on September 17 confirms a smooth, rather than abrupt, movement of the currency pair. Second, diversification between the hryvnia and foreign currencies remains a basic strategy, but its proportions are individual and depend on the investment horizon and the nature of expenses. Third, when moving to OVGBZ and brokerage accounts, accounting for commissions becomes the key factor. The combination of these factors determines how effectively savings will work under the current rate dynamics.

## 🔍 Fact-Check Verification

- [Dollar and Euro Fall: NBU Rates on September 17 and How to Allocate Savings](https://www.rbc.ua/ukr/news/dolar-i-evro-podeshevshali-kurs-nbu-17-veresnya-1789563887.html) - Базовый источник цифр: доллар 44,60 грн (-3 коп), евро 51,44 грн (-7 коп); на 16 сентября 44,63 и 51,51. Цитаты Мамедова о модели распределения и ОВГЗ.
- [NBU Set the Official Dollar Rate for September 17: What Will Change for Ukrainians](https://financy.24tv.ua/ru/kurs-valjut-segodnja-skolko-budut-stoit-dollar-evro-17-sentjabrja_n3143155) - Подтверждает факт установления НБУ официального курса на 17 сентября; цифровых расхождений с основой не выявлено.
- [Dollar, Euro, and Zloty Plunge Sharply: New Currency Rates on September 17](https://glavred.info/economics/dollar-evro-i-zlotyy-rezko-poleteli-vniz-novyy-kurs-valyut-na-17-sentyabrya-10797092.html) - Заголовок характеризует динамику как «резкое падение» и упоминает злотого; в основе цифр по злотому нет, поэтому в статье это отражено как стилистическое расхождение.
- [Currency Rates on September 17: How Much Will the Dollar, Euro, and Zloty Cost](https://tsn.ua/ru/groshi/kurs-valyut-na-17-sentyabrya-skolko-budut-stoit-dollar-evro-i-zlotyy-3169727.html) - Подтверждает тему курса на 17 сентября и включает злотого; цифровые значения по злотому в основе отсутствуют.

## ❓ FAQ

### Q: What official dollar and euro rates did the NBU set for September 17, 2026?
**A:** On September 17, the NBU set the dollar rate at 44.60 UAH and the euro rate at 51.44 UAH.

### Q: How did the rates change compared to September 16?
**A:** The dollar fell by 3 kopecks (from 44.63 to 44.60 UAH), and the euro by 7 kopecks (from 51.51 to 51.44 UAH).

### Q: How do bankers advise allocating savings?
**A:** Sergei Mamedov proposed a conditional model: about half of the funds in hryvnia-denominated instruments, the rest in foreign currencies, with the choice of currency tied to upcoming expenses.

### Q: What to do with large hryvnia savings?
**A:** Mamedov advises considering not only deposits but also OVGBZ, while taking into account banking or brokerage commissions and the cost of account maintenance.