---
title: "Money Goes in Circles, Risks Grow: Nvidia Tries to Drag Insurance Companies into AI Boom Financing Deals"
description: "Nvidia is negotiating with insurance companies to cover bankruptcy risks for AI data center developers, aiming to mitigate financial threats amid the massive boom."
date: 2026-09-29T15:51:01.000Z
lang: en
url: https://xab.info/en/posts/nvidia-insurance-companies-ai-boom-financing
tags: [nvidia, ai-boom, finance, insurance, datacenters, economy]
publisher: "XAB.info"
---

# Money Goes in Circles, Risks Grow: Nvidia Tries to Drag Insurance Companies into AI Boom Financing Deals

![Nvidia server equipment and data centers](https://xab.info/media/2026/09/29/nvidia-strahovie-kompanii-finansirovanie-ii-buma/nvidia-strahovie-kompanii-finansirovanie-ii-buma-1.webp)

## 🎯 Key Points

- Nvidia is involving insurance companies to secure risks on data center construction loans.
- The value of computing accelerators could drop sharply as the market saturates, posing a threat to lenders.
- The company is already involved in megaprojects worth hundreds of billions of dollars and is seeking new joint liability schemes.

The artificial intelligence boom continues to demand colossal financial injections, while the actual return on such investments remains vague. This situation inevitably generates complex financial schemes with circular capital flows, where market participants pass funds to each other in a closed loop, and responsibility for the final outcome is blurred. Seeking to balance the growing risks of the entire industry, Nvidia has initiated negotiations with leading insurance companies to involve them in indirectly securing infrastructure deals.

### Essence of the Initiative and Data Center Risk Insurance

According to reputable sources, Nvidia representatives are actively discussing with insurers the possibility of insuring the bankruptcy risks of companies undertaking large-scale construction of data centers based on Nvidia chips and computing accelerators. It is well known that amid rapid technological progress, such hardware quickly loses market value, and Nvidia itself actively stimulates this process by annually bringing more productive new items to the market. Loans for building data centers are issued based on a fixed valuation of the purchased accelerators, and in the event of borrower default, lenders risk incurring multi-billion dollar losses when selling used equipment at a discount. Nvidia intends to shift this potential markdown difference onto the insurance sector.

### Equipment Valuation and Market Realities

The company itself publicly demonstrates confidence in the liquidity of its products, claiming their ability to retain high value during periods of surging demand. Independent analysts, in particular Barkr AI experts, note that eight-chip systems based on H100 models from 2022 are still trading at around $320,000, comparable to their original cost. However, this price phenomenon is caused exclusively by a supply shortage in the market. As demand becomes saturated, the situation will change radically: within the first year of operation, similar systems will lose up to a third of their value, and the residual price of equipment after six years will drop below $30,000.

### Scaling Investments and Joint Liability

According to Ingemar Lanevi, Nvidia's Director of Financial Solutions, the introduction of specialized insurance programs will attract unprecedented volumes of private capital into the AI infrastructure construction sector. It will also level the playing field for young neocloud providers and established market giants by reducing risk thresholds for lenders. The corporation is already ready to independently participate in investment consortia, having formed a fund to attract $500 billion and assumed financial guarantees of $105 billion for a major OpenAI project. The scale of current investments is such that dealing with them alone is impossible, making joint liability schemes and broker engagement a major market trend.

## 🔍 Fact-Check Verification

- [Деньги ходят по кругу, риски растут: Nvidia пытается втянуть страховые компании в сделки по финансированию ИИ-бума window-new](https://3dnews.ru/1149197/dengi-hodyat-po-krugu-riski-rastut-nvidia-pitaetsya-vtyanut-strahovie-kompanii-v-sdelki-po-finansirovaniyu-iibuma) - Основной источник статьи с деталями переговоров Nvidia со страховщиками.
- [ИИ-бум превратил Nvidia в мегаинвестора — её портфель вырос с $7 до $99 млрд за год](https://3dnews.ru/1147981/iibum-prevratil-nvidia-v-megainvestora-eyo-portfel-viros-s-7-do-99-mlrd-za-god) - Основной источник статьи с деталями переговоров Nvidia со страховщиками.
- [Глава BIS: бум ИИ несет новые риски для финансовой стабильности](https://1prime.ru/20260910/iskustvennyy-873178818.html) - Макроэкономический контекст рисков ИИ-индустрии.
- [ИИ-бум создает новые риски для финансовой стабильности, предупреждает глава BIS](https://www.finmarket.ru/database/news/6704308) - Подтверждение рисков финансовой стабильности.

## ❓ FAQ

### Q: Why is Nvidia involving insurance companies in AI deals?
**A:** Nvidia wants to insure the bankruptcy risks of data center developers to protect lenders from losses if the market value of aging computing accelerators drops.

### Q: How fast do computing accelerators depreciate according to experts?
**A:** According to independent analysts, after market saturation, new systems will lose a third of their value in the first year of operation, and after six years their price will drop to $30,000.