---
title: "Pensioners to be guaranteed an inviolable minimum when debts are collected"
description: "Ukraine's Cabinet of Ministers is drafting a bill guaranteeing that a pensioner retains at least the subsistence minimum (2,595 UAH) of their pension after debt collection. The debt itself is preserved."
date: 2026-09-09T13:28:00.000Z
lang: en
url: https://xab.info/en/posts/pensioners-guaranteed-minimum-when-collecting-debts
tags: [ukraine, pensions, debt-collection, cabinet-of-ministers, social-policy]
publisher: "XAB.info"
---

# Pensioners to be guaranteed an inviolable minimum when debts are collected

![Senior man and woman reviewing documents and a laptop: debt collection and protected minimum income](https://xab.info/media/2026/09/09/pensioneram-garantiya-minimuma-pri-vzyskanii-dolgov/pensioneram-garantiya-minimuma-pri-vzyskanii-dolgov-1.webp)

## 🎯 Key Points

- The Cabinet of Ministers is drafting a bill guaranteeing a pensioner a pension remainder no lower than the subsistence minimum (2,595 UAH) after collection.
- Deductions are possible only if the pension exceeds the minimum, and the payment may not be reduced below this threshold after them; the previous 50% and 20% caps remain in force.
- The bill does not exempt anyone from debts: the debt is preserved, and only a lower bound on collection is established.

The Cabinet of Ministers of Ukraine is drafting a bill that would guarantee pensioners an inviolable minimum when debts are forcibly collected. This was stated by People's Deputy Olena Vasilevska-Smaglyuk in her Telegram channel, as reported by RBC-Ukraine. According to her, the government is strengthening the protection of human rights during the enforcement of court decisions and, in particular, is proposing to change the rules for deducting funds from pensions.

### What the Cabinet of Ministers is proposing

The essence of the initiative is that, after all deductions, a pensioner must be left with at least the subsistence minimum for persons who have lost their ability to work. At the time of the deputy's statement, this amount stood at 2,595 hryvnia per month. Thus, the state intends to establish a "floor" below which a pension cannot fall under the pressure of enforcement proceedings.

### How the current deduction system works

Today, the law sets a maximum size for deductions from a pension — cap rates of 50% or 20%, depending on the basis for collection. However, as Vasilevska-Smaglyuk emphasizes, the current version of the law contains no separate guarantee specifying what minimum amount must remain with a person after such deductions. It is precisely this gap that the new bill is meant to close.

### Two new conditions in the bill

According to the deputy, the document adds two important conditions. First: deductions may be made only if the pension exceeds the subsistence minimum for non-working persons established by law. Second: even if collection is permissible, the pensioner may not be left with less than the subsistence minimum after the deduction. The 50% or 20% rates set by law remain the cap on collection, but if applying such a percentage would bring the payment below the subsistence minimum, the full amount cannot be withheld.

### The debt does not disappear

Vasilevska-Smaglyuk clarified that the bill does not exempt pensioners from fulfilling court decisions. It merely establishes a limit below which a pension may not be reduced during forced collection. The debt itself is preserved and does not disappear anywhere — only the mechanism and the cap on withholding from pension payments change.

### Context: borrowing and pension payments

Earlier, RBC-Ukraine reported that, according to Vasilevska-Smaglyuk's assessment, Ukraine will need trillion-level borrowing in 2027–2029 to cover budget needs. In the same context, it was noted that Ukrainians who lack the required insurance record for an old-age pension can count on a separate monthly state payment, while certain categories of workers are entitled to retire significantly earlier — already at age 50.

## 🔍 Fact-Check Verification

- [Cabinet proposes new rules for collecting debts from pensions, says deputy](https://www.rbc.ua/ukr/news/kabmin-proponue-novi-pravila-styagnennya-1788959763.html) - Первичный пересказ заявления нардепа в Telegram: гарантия остатка пенсии не ниже прожиточного минимума (2595 грн), два новых условия, сохранение долга, лимиты 50%/20%.
- [Ukraine's government urged to guarantee a portion of the meager subsistence minimum ...](https://ukraina.ru/20260909/pravitelstvo-ukrainy-prizvali-garantirovat-chast-nischenskogo-prozhitochnogo-minimuma-pensionerov--1083101531.html) - Подтверждает тему инициативы по гарантии части прожиточного минимума пенсионерам; заголовок содержит оценочную редакционную лексику, фактических расхождений по цифрам/датам нет.

## ❓ FAQ

### Q: What exactly is the Cabinet of Ministers proposing?
**A:** To guarantee that, after all deductions, a pensioner is left with no less than the subsistence minimum for non-working persons — 2,595 hryvnia per month at the time of the deputy's statement.

### Q: Does the bill exempt pensioners from debts?
**A:** No. The debt is preserved and does not disappear anywhere; only a lower bound is established, below which a pension may not be reduced during forced collection.

### Q: Do the previous collection caps of 50% and 20% remain?
**A:** Yes, they remain the cap rates, but if applying them would bring the payment below the subsistence minimum, the full amount cannot be withheld.