---
title: "Deal of the Year: Stripe and Advent International Offer $53 Billion for PayPal"
description: "Stripe and Advent International have offered $53 billion for PayPal — a 28% premium over the current share price. The deal could save the legendary fintech giant from a valuation drop that has reached 40% in a year. 📉🤝"
date: 2026-07-15T23:26:37.000Z
lang: en
url: https://xab.info/en/posts/stripe-and-advent-offer-53-billion-for-paypal
tags: [stripe, paypal, advent-international, enrique-lores, fintech]
publisher: "XAB.info"
---

# Deal of the Year: Stripe and Advent International Offer $53 Billion for PayPal

![PayPal logo on a white cube with blue background — symbol of potential $53B deal with Stripe and Advent International](https://xab.info/media/2026/07/15/stripe-i-advent-predlozhili-53-milliarda-za-paypal/stripe-i-advent-predlozhili-53-milliarda-za-paypal-1.webp)

The fintech industry has been shaken by news of a massive merger proposal. Payment processor Stripe and private investment firm Advent International have submitted a joint offer to acquire PayPal Holdings. According to Reuters, the deal is valued at over $53 billion, equating to $60.50 per share.

### Details of the Financial Transaction

The offer is backed by serious financial guarantees. Banks have already secured financing of approximately $50 billion required to execute the deal. For PayPal shareholders, this represents a significant premium: the offer price is 28% higher than the stock closing price the day before the announcement.

Interestingly, this is not the buyers' first attempt. Stripe and Advent International had previously tried to initiate negotiations in April but received no response from PayPal's management at the time. This time, the deal initiators are counting on a more productive dialogue. Under the terms of the offer, the companies will own PayPal in equal shares, with no intentions to split the business or break it up.

### Market Reaction and PayPal's Current State

The market reacted instantly to the news: during pre-market trading, PayPal shares rose by 15%. However, the path to this price was thorny. Founded in the late 90s, the company has faced stiff competition from tech giants like Apple Pay and Google Pay in recent years.

The company's valuation dynamics over the past few years demonstrate a dramatic decline. If PayPal's peak market valuation in 2021 was $360 billion, it has now fallen to $36 billion. In the last year alone, the indicator plummeted by 40%, indicating a loss of a significant portion of the growth gained during the pandemic.

### Survival Strategy and New Horizons

In an attempt to adapt to new conditions, PayPal split its operations into three key areas in April: checkout, consumer financial services (including the Venmo service), and payments and cryptocurrencies.

First-quarter financial figures show signs of stabilization. Revenue grew by 7% to $8.35 billion, exceeding analyst expectations ($8.05 billion). The total volume of payments, adjusted for currency exchange rates, increased by 8% to reach $464 billion.

PayPal CEO Enrique Lores announced an ambitious transformation plan in May. At the center of the strategy is the implementation of artificial intelligence to optimize operations and eliminate redundancy in the staff structure. These measures are intended to save the company $1.5 billion over the next two to three years. The freed-up funds are planned to be reinvested to stimulate further growth.

### Who is Buying?

One of the main players in this deal is Stripe — a private company that was valued at $159 billion in February during a tender offer for employees and shareholders. This is 70% higher than a year ago, making Stripe one of the most expensive companies in the industry.