---
title: "Dollar below 45 hryvnia, euro at 52: current exchange rates at currency exchange offices and banks on September 14"
description: "On September 14, the dollar at Ukrainian exchange offices and banks holds below 45 hryvnia, while the euro has crossed the 52-hryvnia mark. We break down the current rates at PrivatBank, Oschadbank, Monobank, and PUMB."
date: 2026-09-14T07:38:00.000Z
lang: en
url: https://xab.info/en/posts/usd-eur-exchange-rates-september-14-banks-exchange-offices
tags: [exchange-rates, usd-uah, eur-uah, ukraine-currency, banks]
publisher: "XAB.info"
---

# Dollar below 45 hryvnia, euro at 52: current exchange rates at currency exchange offices and banks on September 14

![Yellow currency exchange board with rates and an 'Exchange' sign on a city sidewalk; current dollar and euro exchange rates on September 14](https://xab.info/media/2026/09/14/kurs-valut-14-sentyabrya-dolar-evro-obmenniki-banki/kurs-valut-14-sentyabrya-dolar-evro-obmenniki-banki-1.webp)

## 🎯 Key Points

- The dollar at exchange offices on September 14 is 44.80 UAH for purchase and 44.70 UAH for sale, which is 2–5 kopecks higher than Friday's values
- The euro has settled above 52 hryvnia: 52.19 UAH for purchase and 51.94 UAH for sale at exchange offices
- The average bank dollar rate is 44.80 UAH for purchase and 44.33 UAH for sale
- The most advantageous rate is PUMB's commercial rate: 44.70 UAH per dollar (100 USD = 4,470 UAH)

As of the morning of September 14, 2026, the Ukrainian foreign exchange market shows a stable picture: the US dollar is holding below the psychologically important level of 45 hryvnia, while the euro, by contrast, has crossed the 52-hryvnia mark. It is precisely this gap between the two major currencies that determines customer behavior at exchange offices and bank branches. Below is a detailed breakdown of average and commercial rates based on data from the Minfin portal, which RBC-Ukraine cites.

### Rates at currency exchange offices

At exchange offices, the average rate for buying the dollar on September 14 is 44.80 hryvnia, while the selling (change) rate is 44.70 hryvnia. Compared with Friday's morning values, these figures rose by 2 and 5 kopecks respectively, indicating a slight but noticeable strengthening of the American currency at the start of the new week. The euro at exchange offices is offered for purchase at 52.19 hryvnia (+1 kopeck) and for sale at 51.94 hryvnia (−1 kopeck). Thus, the European currency has settled above the psychological barrier of 52 hryvnia.

### Average rates at banks

In the banking sector, the average dollar rate for purchase is 44.80 hryvnia and for sale is 44.33 hryvnia. The difference between buying and selling (the spread) is noticeably wider here than at exchange offices. The euro at banks is sold at an average rate of 52.06 hryvnia and bought at 51.44 hryvnia. These average values form a "corridor" within which individual credit institutions operate.

### Rates at specific banks

PrivatBank sells dollars at 44.80 hryvnia in its branches and euros at 51.90 hryvnia; for cards, the dollar purchase rate is 44.84 hryvnia and the euro is 52.08 hryvnia. Oschadbank offers the dollar at 44.80 hryvnia and the euro at 52.10 hryvnia in its mobile app, while the card rate is 44.90 and 52.20 hryvnia respectively. Monobank sells dollars at 44.80 hryvnia and euros at 52 hryvnia. PUMB offers the dollar at 44.90 hryvnia and the euro at 52.20 hryvnia in its branches, while the commercial dollar purchase rate at this bank is 44.70 hryvnia.

### Where is it more advantageous to buy currency

The most advantageous option as of the morning of September 14 is PUMB's commercial rate, where the dollar is sold at 44.70 hryvnia: in this case, 100 dollars will cost 4,470 hryvnia. The average level, typical for most banks (PrivatBank, Oschadbank, Monobank) and exchange offices, is 44.80 hryvnia, which corresponds to 4,480 hryvnia for 100 dollars. At the highest rate — from 44.90 hryvnia per dollar at Oschadbank's card rate or at PUMB branches — 100 dollars cost 4,490 hryvnia. The spread between the minimum and maximum rates is about 20 kopecks per unit of currency.

### Dynamics and context

A slight increase in the dollar rate at the start of the week by 2–5 kopecks, against the backdrop of the euro settling above 52 hryvnia, indicates the continued moderate pressure on the hryvnia. At the same time, the dollar continues to hold below the 45-hryvnia mark, which for many market participants remains a comfortable psychological benchmark. Further dynamics will depend on the balance of supply and demand in the interbank market and on external factors.

Note: this material is prepared for informational purposes only and does not constitute financial or investment advice. Investments involve risk, including the possible total loss of capital. The publication bears no responsibility for financial decisions made on the basis of this material. Before making investment decisions, we recommend consulting a licensed financial advisor.

## 🔍 Fact-Check Verification

- [Dollar below the psychological threshold, euro above 52 UAH: latest exchange rates on September 14](https://www.rbc.ua/ukr/news/dolar-nizhche-psihologichnoyi-mezhi-evro-1789371326.html) - Первичный источник: все числовые курсы обменников и банков (44,80/44,70, 52,19/51,94, 44,33, 52,06/51,44 и т.д.) взяты из этого материала.
- [Currency weakens at the end of the week: what are the dollar and euro rates today](https://www.unian.net/economics/finance/kurs-dollara-v-ukraine-snizilsya-banki-i-obmenniki-opublikovali-svezhiy-kurs-valyut-11-sentyabrya-13496436.html) - Контекстная динамика конца недели; не противоречит данным на 14 сентября.
- [How much do the dollar and euro cost today: exchange rates in Ukraine on September 12](https://www.unian.net/economics/finance/kurs-dollara-v-ukraine-12-sentyabrya-kakoy-kurs-dollara-v-obmennikah-v-ukraine-segodnya-13497291.html) - Контекстная динамика конца недели; не противоречит данным на 14 сентября.
- [Exchange offices updated currency rates at the start of the week](https://korrespondent.net/business/financial/4907616-obmennyky-obnovyly-kursy-valuit-v-nachale-nedely) - Подтверждает обновление курсов в обменниках в начале недели.

## ❓ FAQ

### Q: How much does the dollar cost at exchange offices on September 14?
**A:** At exchange offices, the average dollar purchase rate is 44.80 hryvnia, and the sale rate is 44.70 hryvnia.

### Q: Has the euro crossed the 52-hryvnia mark?
**A:** Yes, the euro has settled above 52 hryvnia: at exchange offices it can be bought at 52.19 hryvnia and sold at 51.94 hryvnia.

### Q: Where is it most advantageous to buy the dollar on September 14?
**A:** The lowest rate is offered by PUMB at its commercial rate — 44.70 hryvnia per dollar, which amounts to 4,470 hryvnia for 100 dollars.

### Q: What is the average bank dollar rate?
**A:** At banks, the average dollar rate is 44.80 hryvnia for purchase and 44.33 hryvnia for sale.