Keys to a new home: when mortgage beats rent in Ukraine

Handover of house keys with a house-shaped keychain — symbol of acquiring housing via Ukraine’s «єОселя» program where mortgage is cheaper than rent

The image captures the symbolic moment of handing over keys to a new home, adorned with a miniature house-shaped keychain. It visually represents the realization of homeownership through Ukraine’s state-backed «єОселя» program, which in several cities makes mortgage financing more affordable than renting.

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