On Wednesday, October 14, 2026, Ukrainian banks and financial exchange offices presented updated foreign currency quotes. The value of the US dollar and the European currency demonstrates multidirectional dynamics depending on the chosen financial institution, as well as the method of conducting the exchange operation — cash or cashless settlement through mobile applications and bank cards.
Dynamics in the Cash and Cashless Markets
According to aggregated data from specialized monitoring by Minfin, on October 14, exchange offices purchase the US currency from citizens at an average rate of 45.05 UAH per dollar, showing a symbolic increase of 1 kopeck compared to the previous banking day. The sale of dollars in exchange offices became more noticeably expensive — immediately by 3 kopecks, settling at 45.23 UAH. Parallel to the American currency, the euro is also confidently increasing in price. The purchase rate of the European currency rose on average by 11 kopecks (to 50.74 UAH), while the sale rate increased by 10 kopecks and amounted to exactly 51.00 UAH per euro.
Analysis of Proposals from Leading Commercial Banks
Commercial financial structures offer clients various conditions. In particular, the state-owned PrivatBank maintains the dollar sale rate in branches at 45.25 UAH, and for card transactions at 45.24 UAH, with both indicators remaining completely stable compared to yesterday. Buying dollars at PrivatBank is available at 44.65 UAH in cash desks and 44.80 UAH for cards. At the same time, the euro in PrivatBank branches rose by 20 kopecks (to 50.90 UAH), and for cards by 26 kopecks (to 51.02 UAH). Another state giant, Oщадбанк, through the 'Mobile Oschad' application, offers dollar sales at 45.29 UAH, and for cards at 45.45 UAH, which is 10 kopecks higher than October 13 figures.
Comparison of Conditions and Best Rates for Citizens
Detailed market monitoring allows citizens to choose the most advantageous currency exchange points. The lowest dollar sale rate among major banks as of October 14 is recorded at Monobank — 45.23 UAH per dollar. As for the European currency, it can be purchased cheapest in PrivatBank branches and through 'Mobile Oschad', where the price is set at 50.90 UAH per euro. Experts remind that any currency exchange operations are associated with market fluctuations and require a balanced approach without making spontaneous investment decisions under the influence of short-term news trends.