On Friday, September 11, 2026, the Ukrainian currency market showed a rare event in recent weeks: a simultaneous decline in the price of both major currencies — the US dollar and the euro. If the euro had previously shown a tendency to rise, then by Friday morning the euro rate at exchange offices and banks had corrected downward. According to Ukraine's Ministry of Finance (Minfin), the average dollar rate at exchange offices on the morning of September 11 was 44.78 UAH per unit for sale and 44.65 UAH for purchase. The euro was sold at exchange offices at 52.18 UAH and bought at 51.95 UAH. Thus, the spread between purchase and sale at exchange offices was 13 kopecks for the dollar and 23 kopecks for the euro.

Currency rates at PrivatBank and Oschadbank

Among the largest banking networks, the most favorable dollar sale rate on Friday was offered by PrivatBank in its branches — 44.70 UAH (a decrease of 15 kopecks compared to the previous day). For card transactions, the sale rate was 44.84 UAH, unchanged. Buying dollars in PrivatBank branches cost 44.10 UAH (−15 kopecks); for cards — 44.25 UAH (−15 kopecks). For the euro, PrivatBank sold in branches at 52.05 UAH (−30 kopecks); for cards — 52.08 UAH (−27 kopecks); the euro purchase rate in branches was 51.05 UAH (−30 kopecks); for cards — 51.34 UAH (−34 kopecks). Oschadbank, via the "Mobile Oschad" mobile app, sold dollars at 44.80 UAH (−10 kopecks); for cards — 44.90 UAH (−9 kopecks). Buying via the app cost 44.40 UAH (−10 kopecks); for cards — 44.35 UAH (−10 kopecks). The euro in Oschadbank's mobile app was sold at 52.25 UAH (−15 kopecks); for cards — 52.40 UAH (−10 kopecks); the euro purchase rate via the app was 51.50 UAH, unchanged; for cards — 51.40 UAH (−25 kopecks).

Rates at PUMB and Monobank

PUMB on Friday sold dollars at a cash rate of 44.90 UAH (−10 kopecks) and at a commercial rate of 44.80 UAH, unchanged. Buying dollars at PUMB cost 44.30 UAH (−10 kopecks) at the cash rate and 44.50 UAH, unchanged, at the commercial rate. The euro at PUMB cash desks was sold at 52.20 UAH (−10 kopecks) and bought at 51.50 UAH (−10 kopecks). Monobank, in turn, sold dollars at 44.80 UAH (−3 kopecks) and bought at 44.40 UAH (−3 kopecks). The euro at Monobank was sold at 52.06 UAH (−27 kopecks) and bought at 51.45 UAH (−25 kopecks). Thus, among the four largest banking networks, the spread in dollar sale rates was only 20 kopecks — from 44.70 UAH in PrivatBank branches to 44.90 UAH at PUMB at the cash rate and at Oschadbank for card transactions.

The most favorable and the most expensive rates

By the end of Friday, the most favorable dollar sale rate among major banks was offered by PrivatBank in its branches — 44.70 UAH. Next came PUMB at the commercial rate and Monobank — at 44.80 UAH, Oschadbank via "Mobile Oschad" — 44.80 UAH, and PrivatBank for cards — 44.84 UAH. The US currency was sold at the highest price by Oschadbank for cards and PUMB at the cash rate — at 44.90 UAH. For the euro, the lowest sale rate was offered by PrivatBank in its branches — 52.05 UAH, followed by Monobank (52.06 UAH), PrivatBank for cards (52.08 UAH), PUMB (52.20 UAH), and Oschadbank via "Mobile Oschad" (52.25 UAH). The maximum price of the euro was recorded at Oschadbank for card transactions — 52.40 UAH. For the dollar purchase rate, the leader was PUMB at the commercial rate — 44.50 UAH, while the minimum dollar purchase rate was offered by PrivatBank in its branches — 44.10 UAH. For the euro, the most favorable rate to sell the currency was via Oschadbank in "Mobile Oschad" and PUMB — at 51.50 UAH, while the minimum euro purchase rate among banks was 51.05 UAH in PrivatBank branches.

Analytical context and disclaimers

The simultaneous decline of the dollar and the euro on Friday, September 11, may indicate a strengthening of the hryvnia against the backdrop of seasonal inflows of export earnings and the stabilization of market participants' expectations. However, it should be noted that the spread in rates between banks remains significant: up to 20 kopecks for the dollar and up to 35 kopecks for the euro. This means that the choice of a specific bank and service channel (branch, app, card transaction) can significantly affect the final cost of exchange. The data provided is for informational purposes only and does not constitute financial or investment advice. Before making decisions on currency exchange, it is recommended to check the current rates directly on the banks' official websites.