The currency battle before the weekend has entered a decisive phase. The US dollar continues to hold firmly above the psychological mark of 44 hryvnias, although some banks have already begun cautiously lowering their rates. The euro also demonstrates stability, fluctuating around 52 hryvnias. But where exactly can one benefit from the exchange rate difference right now? Let's break down the situation.

Exchange Rate Situation: Stability with Nuances

Today, the market of exchange offices is relatively calm. The average buying rate for the dollar has increased by only 3 kopecks — to 44.25 hryvnias. Meanwhile, the selling rate remains at yesterday's level — 44.10 hryvnias. For those looking for where to buy currency, this is not the most favorable moment, but there are no sharp fluctuations either.

After several days of growth, the euro has shown a slight decline. Today, the European currency can be bought on average for 51.76 hryvnias, which is 4 kopecks cheaper than yesterday. The selling rate has also been adjusted downward — to 51.55 hryvnias.

Banking Sector: Who Has Lowered Prices?

In the banking segment, the picture is more varied. Major players behave differently: some maintain their rates, while others have already started maneuvering.

PrivatBank has chosen a wait-and-see strategy. The dollar rate in branches remains at 44.45 hryvnias, and for cards — 44.44 hryvnias. The euro has also not changed: 51.85 hryvnias in cash desks and 51.81 hryvnias for online operations.

Oschadbank has also not revised the dollar rate. In the mobile app, the American currency costs 44.45 hryvnias, and for cards — 44.55 hryvnias. The euro in the app is valued at 51.80 hryvnias, and the card selling rate remains at 51.95 hryvnias.

PUMB continues to maintain one of the highest selling rates for the dollar — 44.60 hryvnias in the cash segment. The bank's commercial rate is 44.40 hryvnias. The euro in the bank's cash desks is sold for 52 hryvnias.

Monobank has made minor adjustments. The dollar is sold for 44.43 hryvnias, and the euro — for 52 hryvnias (+20 kopecks). At the same time, the euro buying rate has increased to 51.30 hryvnias (+20 kopecks).

Where Is It Most Profitable to Exchange Currency?

For those planning to make an exchange before the weekend, the following summary is relevant:

  • Buying Dollars: The lowest rate among banks is currently offered by Monobank — 44.43 hryvnias. In exchange offices, the buying rate is 44.25 hryvnias.
  • Buying Euros: The lowest rate among banks is currently in Oschadbank — 51.80 hryvnias. In PUMB and Monobank, the selling rate has already reached 52 hryvnias.
  • Selling Dollars: The best buying rate for dollars is currently in exchange offices — 44.10 hryvnias. Among banks, the most favorable rate is held by Oschadbank and PUMB — at 44 hryvnias.
  • Selling Euros: It is most profitable to sell euros in exchange offices — at 51.55 hryvnias. Among banks, the highest euro buying rate is currently with Monobank — 51.30 hryvnias.

Thus, if you want to buy currency, it is worth paying attention to Monobank and Oschadbank. If you plan to sell currency, exchange offices offer more favorable conditions.