The Ukrainian foreign exchange market is showing signs of stabilization. The US dollar rate has practically frozen at previous levels, while the euro continues to steadily decline in price both at exchange offices and in bank tellers. We analyze what conditions the largest financial institutions offer and where the most profitable deal can be made today.

Average market indicators

According to Minfin data, the average cost of the US dollar in exchange offices has not changed. American currency can be bought today for an average of 45.00 hryvnias, and sold for 44.90 hryvnias. The situation with the euro looks different: the European currency continued its decline. The average buying rate was 51.90 hryvnias (a drop of 10 kopecks), and the selling rate was 51.70 hryvnias (a drop of 7 kopecks).

The dynamics in the banking sector are similar. The average buying rate for the dollar in banks was 44.69 hryvnias (an increase of 1 kopeck), and the selling rate was 45.17 hryvnias (an increase of 5 kopecks). Banks buy euros at an average of 51.12 hryvnias (a drop of 3 kopecks) and offer them to clients at 51.88 hryvnias (a drop of 5 kopecks).

Conditions in the largest banks

Most major market players have practically not revised dollar rates, focusing instead on adjusting the cost of the euro. Here are the current offers from leading banks:

  • PrivatBank: Sells dollars in branches for 45.10 hryvnias (+5 kopecks), and via cards for 45.24 hryvnias (+20 kopecks). Euros in tellers cost 51.75 hryvnias (no change), card rate is 51.81 hryvnias.
  • Oschadbank: In the app, the dollar is offered at 45.05 hryvnias (no change), for card operations — 45.25 hryvnias (+5 kopecks). Euros in "Mobile Oschad" cost 51.80 hryvnias (-10 kopecks), card rate is 51.95 hryvnias (-5 kopecks).
  • PUMB: At the commercial rate, the dollar is sold for 45.10 hryvnias (no change), in tellers — 45.30 hryvnias. Euros in branches have dropped to 52.10 hryvnias (-10 kopecks).
  • Monobank: Sells dollars for 45.19 hryvnias (+16 kopecks), buys for 44.70 hryvnias (+2 kopecks). Euros are offered at 51.74 hryvnias (-6 kopecks), buying rate is 51.05 hryvnias (-15 kopecks).

Where is it most profitable to exchange currency?

For those planning to buy currency, the situation looks like this:

Dollar: The lowest buying price is offered by Oschadbank and PrivatBank in their branches — 45.05 hryvnias. Slightly more expensive at PUMB (commercial rate) — 45.10 hryvnias, and at Monobank — 45.19 hryvnias.

Euro: The leader in the availability of European currency is Monobank, where the selling rate is 51.74 hryvnias. At PrivatBank, the price ranges from 51.75 to 51.81 hryvnias, at Oschadbank — 51.80 hryvnias, and at PUMB — 52.10 hryvnias.

If your goal is to sell currency, the best offers look like this:

Dollar: The maximum buying rate is offered by PUMB at the commercial rate — 44.80 hryvnias. Oschadbank is ready to buy for 44.75 hryvnias, Monobank for 44.70 hryvnias, and PrivatBank for 44.65 hryvnias.

Euro: It is most profitable to sell euros at PUMB — 51.40 hryvnias. Oschadbank offers 51.30 hryvnias, Monobank — 51.05 hryvnias, and PrivatBank — 50.99 hryvnias.

Attention: This material is prepared for informational purposes only and does not constitute financial or investment advice. Investments involve risk, including the possibility of total loss of capital. RBC-Ukraine is not responsible for financial decisions made based on this material. Before making any investment decisions, we recommend consulting a licensed financial advisor.