Exchange Rates for October 19: Where to Buy US Dollars Cheaper and Sell Euros Profitably — Banks vs Exchange Offices

At the beginning of the work week, moderate movement of quotes was recorded in the currency market of Ukraine: the dollar exchange rate in exchange offices decreased slightly when buying, while the euro, on the contrary, rose in price. In the banking segment, dollar quotes mostly held their ground, while the European currency increased in price in some institutions. Below are the current buy and sell rates for October 19, 2026, according to exchange offices and major banks, as well as a comparison of where it is most profitable to buy or sell currency.

Exchange Offices: Dollar Gets Cheaper to Buy, Euro Rises

According to the Minfin service, on October 19, exchange offices buy dollars at an average of 44.95 UAH — 5 kopecks cheaper than on October 16. At the same time, the selling rate of the American currency increased by 1 kopeck to 45.14 UAH. The European currency in exchange offices rose more significantly: the euro is bought at 50.75 UAH — 10 kopecks more expensive than on Friday, and the selling rate also added 10 kopecks to reach 51.00 UAH. Thus, the spread between buying and selling in exchange offices for both currencies remained within 19–20 kopecks.

PrivatBank and Oschadbank: Dollar Stable, Euro Rises Noticeably at Oschadbank

At PrivatBank, dollars are sold in branches at 45.10 UAH — unchanged compared to October 16, and the selling rate for cards also remained at 45.04 UAH. The bank buys dollars from clients in branches at 44.50 UAH, and for cards at 44.65 UAH; both indicators are unchanged. The euro in PrivatBank branches is sold at 50.80 UAH, for cards at 50.76 UAH (unchanged). The purchase of euros in branches is 49.80 UAH, for cards 50.14 UAH, with the latter indicator having increased by 4 kopecks. At Oschadbank, the dollar in Mobile Oschad is sold at 45.10 UAH, for cards at 45.30 UAH; the purchase rates (44.80 UAH in the app and 44.75 UAH for cards) did not change. Meanwhile, the euro in Mobile Oschad has risen in price: the selling rate increased by 25 kopecks to 50.90 UAH, for cards by 20 kopecks to 51.05 UAH; the purchase rate in the app increased by 15 kopecks to 50.25 UAH, for cards by 20 kopecks to 50.15 UAH.

PUMB and Monobank: Minimal Fluctuations for Dollar, Euro Growth at Monobank

At PUMB, the dollar in cash exchange is sold at 45.30 UAH and bought at 44.70 UAH; under the commercial rate, the bank buys at 44.80 UAH and sells at 45.30 UAH — all indicators remained the same compared to October 16. The euro in cash exchange at PUMB is sold at 50.90 UAH and bought at 50.20 UAH, unchanged. At Monobank, the dollar is sold at 45.04 UAH and bought at 44.70 UAH — both indicators are unchanged. The euro at Monobank has risen in price: the selling rate increased by 24 kopecks to 50.99 UAH, and the purchase rate by 15 kopecks to 50.30 UAH.

Where is it Most Profitable to Buy and Sell Currency

Among the banks listed, the lowest dollar selling rate is offered by Monobank and PrivatBank for cards at 45.04 UAH. In PrivatBank branches and Mobile Oschad, the American currency costs 45.10 UAH, at Oschadbank for cards 45.30 UAH, and PUMB set 45.30 UAH for both cash exchange and commercial operations. The euro can be purchased cheapest in Mobile Oschad at 50.90 UAH; the same rate is offered by PUMB for cash exchange. At PrivatBank, the euro costs 50.76 UAH for cards and 50.80 UAH in branches, at Monobank 50.99 UAH, at Oschadbank for cards 51.05 UAH. The highest dollar purchase rate is offered by PUMB at the commercial rate — 44.80 UAH; the same rate applies at Oschadbank via Mobile Oschad, for Oschadbank cards 44.75 UAH, at PUMB for cash exchange and Monobank 44.70 UAH, at PrivatBank 44.65 UAH for cards and 44.50 UAH in branches. The euro is most profitable to sell at Monobank — at 50.30 UAH, followed by Oschadbank via Mobile Oschad (50.25 UAH) and PUMB for cash exchange (50.20 UAH).

Disclaimer: This material is prepared for informational purposes only and does not constitute financial or investment advice. Investments carry risks, including the potential loss of capital. RBC-Ukraine is not responsible for financial decisions made based on this material. Before making any investment decisions, it is recommended to consult a licensed financial advisor.