Market overview: dollar holds steady, euro falls

In the morning of June 2, the Ukrainian foreign exchange market recorded mixed dynamics. While the US dollar rate largely maintained yesterday's positions, the euro showed a decline in several financial institutions. In exchange points, the "greenback" remained at 44.20 hryvnias for purchase, while the euro dropped by 5 kopecks, falling to the 51.75 hryvnia mark.

Average indicators across banks also reflect this trend. Buying the dollar in bank tellers and via apps is on average priced at 44.47 hryvnias, while selling is at 44.02 hryvnias. In the banking system, the euro can be purchased at an average rate of 51.92 hryvnias, and sold for 51.22 hryvnias.

Detailed rates in leading banks

Pricing specifics in individual financial institutions show that there is no single standard. The spread of rates depends on where exactly the exchange takes place — at a branch teller or through a mobile bank.

  • PrivatBank: In tellers, the dollar rose by 3 kopecks and now costs 44.48 hryvnias. Cashless transactions offer a rate of 44.44 hryvnias. The euro in the teller costs 52 hryvnias (+5 kopecks), while card purchases are at 52.08 hryvnias (-2 kopecks).
  • Oschadbank: In the mobile app, the dollar is offered at 44.50 hryvnias (+5 kopecks), and by card at 44.60 hryvnias (+5 kopecks). The euro in the app costs 51.90 hryvnias (+5 kopecks), and by card at 52.10 hryvnias (+5 kopecks).
  • PUMB: The bank maintained yesterday's quotes. The dollar in the teller costs 44.60 hryvnias, cashless is 44.40 hryvnias. The euro in branches is offered at 52 hryvnias.
  • Monobank: The fintech bank did not change its terms. The purchase rate is 44.43 hryvnias for the dollar and 52 hryvnias for the euro.

Where is it more profitable to buy currency?

An analysis of offers on June 2 allows us to highlight the most profitable options for buyers. The difference between the teller rate and digital exchange can be significant — up to 10–15 kopecks per dollar. For a large sum of 1000 dollars, this means savings of 100–150 hryvnias.

For the US dollar, the best cash rate is offered by PUMB (44.40 UAH), while for cashless purchases, the most attractive option is Monobank (44.43 UAH). As for the euro, the most favorable conditions at the moment are offered by Oschadbank in the mobile app with a rate of 51.90 hryvnias.

Thus, before exchanging currency, it is worth carefully studying the conditions of different banks and comparing rates for cash and cashless transactions to minimize expenses.