Exchange Rates for November 9, 2026: Dollar and Euro Fall in Banks, US Currency Rises Slightly in Exchangers

On Monday, November 9, 2026, the Ukrainian currency market recorded mixed movements of major currencies. In the banking sector, both the buying and selling rates for the US dollar and the euro noticeably declined compared to the previous working day. In exchange offices, the picture is more complex: the dollar rose slightly in selling price, while the euro continued its downward trend. According to the Minfin portal, by Monday morning the average purchase rate for the dollar in exchange offices was 46.33 hryvnias, which is three kopecks higher than the figure for Friday, November 6. Dollars can be sold in exchange offices at an average rate of 46.05 hryvnias — unchanged.

Situation in Exchange Offices

In the exchange office segment, the dollar shows a minimal upward correction: the average purchase price rose from 46.30 to 46.33 hryvnias, while the selling rate (meaning how many hryvnias a client receives when selling currency) held at 46.05 hryvnias. The euro continues to cheapen in exchange offices: European currency can be bought at 51.85 hryvnias (minus 15 kopecks compared to Friday) and sold at 51.55 hryvnias (also minus 15 kopecks). Thus, the spread between buying and selling the euro in exchange offices is 30 kopecks, which is a typical value for this market segment.

Banking Sector: Noticeable Decline

In banks, the dynamics are more pronounced. The average selling rate for the dollar in the banking sector decreased by 6 kopecks to 46 hryvnias, and the purchase rate dropped by 25 kopecks down to 45.17 hryvnias. For the euro, the decline is even more tangible: the average selling rate shrank by 29 kopecks to 51.51 hryvnias, and the purchase rate by 48 kopecks down to 50.52 hryvnias. This means that for clients planning to purchase currency at a bank, Monday became a more favorable day than the previous working days of the week.

Rates in Individual Banks

Among major banking players, the picture is heterogeneous. PrivatBank sells dollars at cash desks for 45.99 hryvnias (minus 6 kopecks) and via card for 46.08 hryvnias (unchanged). The euro in PrivatBank branches costs 51.70 hryvnias (minus 10 kopecks), and via card 51.54 hryvnias (minus 27 kopecks). Oщадбанк (Oschadbank) in its mobile app offers the dollar at 45.90 hryvnias (minus 5 kopecks), and via card at 46 hryvnias (minus 10 kopecks). The euro in the Oschadbank app is 51.45 hryvnias (minus 20 kopecks), and via card 51.60 hryvnias (minus 20 kopecks). PUMB maintains stable positions: the dollar in cash desks and via card is 46 hryvnias unchanged, while the euro in branches is 51.70 hryvnias unchanged. Monobank sells the dollar at 45.97 hryvnias (minus 4 kopecks) and the euro at 51.36 hryvnias (minus 34 kopecks), making it one of the most affordable channels for purchasing European currency among the reviewed banks.

Context: NBU Official Rate and Weekly Dynamics

To get a complete picture, it is important to consider that the retail rates of banks and exchangers always deviate from the official rate of the National Bank of Ukraine. According to the NBU, as of Friday, November 6, the official dollar rate was 45.4432 hryvnias, and the euro was 51.0406 hryvnias. Over the previous working week (from Monday, November 2 to Friday, November 6), the official dollar rate grew by 9.06 kopecks (from 45.3526 to 45.4432), and the euro by 35.63 kopecks (from 50.6843 to 51.0406). Thus, the retail rates for November 9 reflect not only intra-week fluctuations but also the accumulated weekly trend.

Forecast and Influence Factors

Taras Lesovoy, Director of the Financial Markets and Investment Activity Department at Globus Bank, previously estimated that during the period from November 9 to 15, the dollar rate would stay within the corridor of 45–45.7 hryvnias, and the euro within the range of 50–52 hryvnias. According to him, there are no grounds for a sharp devaluation of the hryvnia yet, but military risks and increased demand for currency continue to affect the currency market, while nervousness surrounding the exchange rate is gradually subsiding. The actual retail rates for November 9 generally fit into the forecasted corridor, although in exchange offices the dollar slightly exceeds the upper bound of the official rate forecast. The material is for informational purposes only and is not financial or investment advice.