On Tuesday, September 29, 2026, noticeable dynamics are recorded on the Ukrainian currency market: the cost of the US dollar in most leading banks and exchange offices has predominantly increased. At the same time, the euro exchange rate in individual financial institutions demonstrated multidirectional movements, including a local decrease. Current changes are attracting heightened attention from citizens and businesses seeking to minimize currency risks amidst macroeconomic fluctuations.
Situation on the Interbank and Exchange Offices
According to up-to-date analytical data from specialized monitoring platforms, on the morning of September 29, the average dollar exchange rate in exchange offices settled at 45.00 UAH for sale, which remained unchanged compared to the previous trading day, while the purchase rate increased by 4 kopecks to 44.85 UAH. The European currency in non-bank exchange offices showed a downward correction: sale is carried out at 51.60 UAH (a decrease of 10 kopecks), and purchase at 51.38 UAH (minus 7 kopecks).
Exchange Rates in Major Ukrainian Banks
Commercial banks have also updated their price tags. Thus, state-owned PrivatBank sells dollars in branches at 45.15 UAH, and buys at 44.55 UAH, recording an increase of 15 kopecks in both positions. For card transactions, the selling rate of the American currency rose to 45.24 UAH. Oщадбанк through its digital channels offers dollar purchase at 44.70 UAH with sale in the mobile application at 45.05 UAH. Other major market players, such as PUMB and Monobank, have also adjusted quotes upwards, reacting to supply and demand.
Where it is more profitable to buy and sell currency
An analysis of offers from leading banking institutions allows us to determine the most profitable entry points for currency transactions. The cheapest dollar at present can be purchased via Oschadbank mobile services at 45.05 UAH. Among options with the maximum dollar purchase price, Monobank and the commercial rate of PUMB stand out, offering 44.80 UAH. Regarding the euro, the minimum selling rate is recorded in PrivatBank branches and the Oschadbank mobile application at 51.45 UAH.
Contradictory Data
Despite the general trend towards the appreciation of the dollar, experts note discrepancies between cash rates at bank cash desks and quotes for non-cash settlements via payment cards. While exchange offices demonstrate price stabilization for the sale of the American currency, individual commercial structures continue to selectively increase the margin of card operations. Such discrepancies between physical branches and digital platforms reflect the high flexibility of the banking system in conditions of changing market demand.
