The Ukrainian banking sector is preparing for significant changes in its work with entrepreneurs. According to the updated Memorandum on the Transparency of Payment Services, financial institutions have been granted the right to introduce phased limits on transfers for individual entrepreneurs (sole proprietors) who fall into the high-risk category.
RBC-Ukraine reports this, citing Serhiy Mametov, Vice President of the Association of Ukrainian Banks and Chairman of the Board of Globus Bank. The expert emphasizes that this is not about total restrictions for everyone, but rather targeted work with suspicious transactions.
Who will be affected by the new restrictions?
It is important to understand that limits are not introduced automatically for every entrepreneur. Special financial control and monitoring apply to those whose activities raise questions for banking algorithms. Serhiy Mametov clarifies that the system reacts not to the transfer amount itself, but to the discrepancy between transactions and the declared business profile.
Financial monitoring is aimed at identifying anomalies, not blocking successful businesses. If an entrepreneur operates within the law, pays taxes, and has real contracts, the new rules do not pose a threat to them.
Survival strategy: transparency
To avoid problems with access to funds, the banker advises adhering to a strategy of full transparency. This means that all financial flows must be documented and logical from a business perspective.
Honest entrepreneurs whose activities are transparent and legal can rest assured: the new measures are aimed at protecting the financial system from abuse, not at making life more difficult for honest businesses.