For most Ukrainians, buying their own property remains a difficult financial challenge. The ability of citizens to save up for "square meters" directly depends on the ratio of the median salary to the cost of housing in a specific region. A fresh analysis of the secondary real estate market as of June 2, 2026, demonstrates a significant gap in housing affordability across the country.

Geography of Affordability: From West to East

According to LUN data, the highest entry threshold for the real estate market is observed in the western regions and the capital. In these areas, the ratio of housing costs to population income creates the most serious barriers to purchase.

The situation changes radically in the frontline and eastern regions. Here, the time required to save for the same area is significantly shorter. Experts note that this is partly due to the lower cost of real estate against the backdrop of increased security risks in these zones.

Reality vs. Theory

It is important to understand the calculation methodology. The data provided is based on a hypothetical scenario where a person saves 100% of the median salary, spending not a penny on living expenses. In reality, the period of saving for most citizens may be two to three times longer, as expenses for food, utilities, and transport must be taken into account.

Trends in Suburban Real Estate

Despite the complex security situation, demand for suburban real estate near Kyiv remains consistently high. The market is clearly segmented by cost and location:

  • Obukhiv direction: The most expensive direction. The average price is $450,000. The high cost is due to the complex terrain and the presence of rivers, which makes these plots elite.
  • Boryspil and Brovary directions: The most affordable options. Here, average prices range from $90,000 to $98,000.

Price Dynamics in the Primary Market

Interesting trends are also observed in the new construction market. The highest prices per square meter were recorded in Lviv, where the cost reaches $1,490. However, Khmelnytskyi became the leader in growth rates: here, real estate on the primary market increased by 16% over the year.