#Auto Loans

🚗💸 **Car Loan in 2026: Traps Dealers Don't Talk About** Experts from 'Globus Bank' warn: a low rate in advertising is not a guarantee of savings. Before buying a car on credit, it is important to consider: 🔹 **Down Payment**: do not invest all savings, leave a reserve for maintenance and insurance. 🔹 **Total Cost**: compare the real rate, not the advertised one. Take into account fees and hidden payments. 🔹 **Operation**: fuel, tires, and repairs can 'eat' the budget more than the loan itself. 🔹 **Early Repayment**: check the conditions for returning the debt ahead of schedule. A comfortable loan is when you control expenses, not they control you. 🛡️ #carloan #finance #car2026 #savings #GlobusBank

📉 The car loan market in Ukraine in 2026 has shifted from growth to stability. The NBU raised the rate to 15.5%, freezing the decline in loan prices. Inflation could reach 10%, and the weakening of the hryvnia (+5.9% against the dollar) makes cars more expensive. Buyers have become more pragmatic, comparing terms and postponing decisions.