Rent vs. Buy: Why Renting Housing May Be More Profitable Than a Mortgage in 2026
🏠 Rent or Buy: What Is More Profitable in 2026?
Real estate experts note that under current conditions, renting may be financially more rational than a mortgage. Taras Kozak, founder of the "UNIVER" group, identified three key factors:
🔹 Mobility: Frequent moves or changes in family composition make buying risky.
🔹 Investments: If the return on capital is higher than the cost of rent, it is more profitable to rent.
🔹 Hidden Costs: Repairs and furniture can make buying more expensive than renting.
However, buying remains relevant for those who plan to live in one place for many years, or in the event of a sharp drop in market prices.
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