Rent vs. Buy: Taras Kozak Outlines Conditions When Renting Is More Profitable Than a Mortgage in 2026
🏠 Rent or Buy: What is more profitable in 2026?
Expert Taras Kozak revealed the conditions under which renting housing is economically justified:
✅ Mobility: Frequent moves make buying unprofitable due to transaction and renovation costs.
✅ Investments: If the return on capital is higher than the cost of rent, it is better to invest than to buy.
✅ Hidden costs: The owner pays taxes and spends on repairs, which is not the case with renting.
💰 A mortgage is profitable if the payment is lower than rent, but it is safer to spend no more than 30% of income on housing.
#realestate #mortgage #rent #finance #XAB
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