By the morning of August 25, 2026, the Ukrainian currency market showed a moderate correction: the dollar and euro rates at banks and exchange offices changed predominantly downward. The US dollar can be bought cheaper in some banks than at the end of last week, while the euro has also lost some of its value. According to the Minfin portal, the average dollar rate at exchange offices is 44.85 hryvnia for sale and 44.73 hryvnia for purchase, which is 3 and 2 kopecks lower respectively than the day before. Thus, the dollar has firmly settled below the psychological threshold of 45 hryvnia, creating more favorable conditions for citizens to buy cash currency.
Average indicators at exchange offices
According to data from the Minfin portal, as of the morning of August 25, the average dollar rate at Ukrainian exchange offices is 44.85 hryvnia for sale and 44.73 hryvnia for purchase. Compared with the previous day, the selling rate fell by 3 kopecks and the buying rate by 2 kopecks. The euro is sold today at exchange offices at 52.25 hryvnia (a drop of 5 kopecks) and bought at 52.07 hryvnia (a rise of 2 kopecks). The slight divergence in the dynamics of euro buying and selling may be due to fluctuations in spreads at individual operators, but overall the European currency shows a downward trend against the backdrop of a strengthening hryvnia.
Rates at major banks: PrivatBank, Oschadbank, PUMB and Monobank
Among the largest banking institutions, the picture looks as follows. PrivatBank sells dollars at its branches at 44.85 hryvnia (unchanged), while the card rate is 44.84 hryvnia. The euro can be purchased at branches for 52.50 hryvnia (a drop of 5 kopecks) and for cards at 52.63 hryvnia. Oschadbank offers dollars via "Mobile Oschad" at 44.85 hryvnia (a rise of 5 kopecks) and for cards at 45.00 hryvnia. The euro in the bank's mobile app costs 52.55 hryvnia, and for cards 52.70 hryvnia. PUMB sells dollars at its branches at 45.00 hryvnia, while the commercial rate is 44.80 hryvnia. The euro at PUMB cash desks can be bought at 52.50 hryvnia (a drop of 10 kopecks). Monobank offers dollars at 44.83 hryvnia and the euro at 52.52 hryvnia (a drop of 8 kopecks).
Where is it most profitable to buy dollars today
The most favorable dollar selling rate among major banks today is offered by PUMB at its commercial rate — 44.80 hryvnia. Next come Monobank — 44.83 hryvnia, PrivatBank at its branches and Oschadbank via "Mobile Oschad" — at 44.85 hryvnia. The US currency is sold most expensively by Oschadbank for cards and PUMB at its branches — at 45.00 hryvnia. The difference between the lowest and highest dollar selling rates in the banking segment is 20 kopecks, which can yield a noticeable saving when buying a large sum. At exchange offices the average selling rate is 44.85 hryvnia, comparable to the figures at PrivatBank and Oschadbank in the mobile app.
Where is it more profitable to buy the euro
When it comes to buying the euro, the lowest rate among banks is offered by PrivatBank at its branches — 52.50 hryvnia. Next come PUMB — 52.50 hryvnia and Monobank — 52.52 hryvnia. PrivatBank for cards offers a rate of 52.63 hryvnia, and Oschadbank via "Mobile Oschad" — 52.55 hryvnia. The euro is sold most expensively by Oschadbank for cards — 52.70 hryvnia. At exchange offices the average euro selling rate is 52.25 hryvnia, which is 25 kopecks lower than the banking minimum, although when buying large sums at banks, commercial terms apply that may be more favorable.
Currency buying rates: where to get the maximum hryvnia
The highest dollar buying rate today is offered by PUMB at its commercial rate — 44.50 hryvnia. Next come Oschadbank via "Mobile Oschad" — 44.60 hryvnia, Oschadbank for cards — 44.50 hryvnia, PUMB at its branches — 44.60 hryvnia, Monobank — 44.43 hryvnia, and PrivatBank for cards — 44.40 hryvnia. As for the euro, it is most profitable to sell it to Oschadbank via "Mobile Oschad" — 52.00 hryvnia. Next come Oschadbank for cards — 51.95 hryvnia, Monobank — 51.83 hryvnia, PUMB — 51.80 hryvnia, PrivatBank for cards — 51.75 hryvnia, while at PrivatBank branches the buying rate is 51.50 hryvnia. The spread in buying rates between banks reaches 10–15 kopecks, making the choice of a specific institution a significant factor when converting substantial sums.
Note: this material is prepared for informational purposes only and does not constitute financial or investment advice. Investments carry risk, including the possibility of total loss of capital. Before making any financial decisions, it is recommended to consult a licensed financial advisor. Exchange rates may change during the day, so it is advisable to check the current quotes directly at the chosen bank or exchange office before a transaction.
