Dollar and euro are falling: what rates are offered by banks and exchange offices on October 15

On Thursday, October 15, 2026, the currency market of Ukraine demonstrates a noticeable strengthening of the national currency. Leading commercial banks and currency exchange offices offer citizens various conditions for buying and selling US dollars and euros. The final cost of cash and non-cash currency directly depends on a specific financial institution and the chosen method of cash-settlement operations.

Situation in exchange offices and the interbank market

According to aggregated analytical data from the specialized resource Minfin, as of October 15, exchange offices maintain the dollar purchase rate at an average of 45.05 UAH, which completely corresponds to the previous day's figures. At the same time, the average selling price of the American currency demonstrated a symbolic decrease of 1 kopeck, fixing at 45.22 UAH per dollar.

A similar downward correction trend was also recorded in the European currency segment. The official and market euro purchase rate dropped by 11 kopecks at once, amounting to 50.63 UAH. The sale of the euro currency in exchange offices also became cheaper — by 9 kopecks, dropping to 50.91 UAH per euro, which reflects the current balance of supply and demand in cash markets.

Quotes of leading commercial banks of Ukraine

The country's largest financial institutions promptly responded to market fluctuations. In particular, PrivatBank's cash dollar is sold in branches at 45.15 UAH (10 kopecks cheaper than the day before), while the non-cash rate for payment cards remained frozen at 45.24 UAH. The bank is ready to buy the dollar from the population in cash desks at 44.55 UAH, and for card accounts at 44.70 UAH.

State-owned Oщадбанк through its mobile application «Mobile Oschad» offers to buy the American currency at 45.15 UAH, which is 14 kopecks more profitable than yesterday's values. At the same time, Oschдbank and PUMB have established their own commercial and cash rates, where dollar purchases range from 44.80 to 44.90 UAH, and sales are held in the range of 45.35–45.40 UAH.

Euro dynamics and where it is more profitable to exchange currency

The European currency also demonstrates multidirectional, but predominantly cheaper movement in the banking sector. In PrivatBank branches, the euro is sold at 50.75 UAH, and through Monobank at 50.75 UAH. The most affordable euro selling rate is recorded in «Mobile Oschad» at 50.70 UAH per unit. At the same time, PUMB offers the purchase and sale of the euro at 50.10 and 50.80 UAH, respectively.

The conducted expert analysis shows that today the most favorable conditions for purchasing the dollar are offered by PrivatBank (in branches) and Oschadbank (in the application) with a single price of 45.15 UAH. Citizens can surrender the European currency with maximum benefit for themselves at Monobank, where the redemption rate is set at 50.12 UAH per euro.