By the morning of August 26, 2026, Ukraine's cash currency market recorded a moderate decline in the major foreign currencies. According to the Minfin portal, the average dollar rate at exchange offices was 44.80 UAH for selling (a decrease of 5 kopecks compared to the previous day) and 44.70 UAH for buying (minus 3 kopecks). The euro also became cheaper: exchange offices sell the European currency at 52.18 UAH (−7 kopecks) and buy it at 52.00 UAH (−7 kopecks). Thus, both key currencies continue to move in the direction of weakening against the backdrop of the end of August, when demand for cash currency traditionally declines.
Rates at the largest banks: a full breakdown
On August 26, PrivatBank sells dollars in its branches at 44.85 UAH, unchanged from the previous day, while the rate for cardholders is 44.84 UAH (also unchanged). The euro at PrivatBank branches can be purchased at 52.45 UAH (−5 kopecks), and via cards — at 52.35 UAH (−28 kopecks). Oschadbank offers dollars through "Mobile Oschad" at 44.80 UAH (−5 kopecks), and for cards — 44.95 UAH (−5 kopecks). The euro in the bank's mobile app is sold at 52.45 UAH (−10 kopecks), and for cards — 52.65 UAH (−5 kopecks). PUMB keeps the dollar selling rate in its branches at 45.00 UAH, unchanged, while the commercial rate is 44.80 UAH (unchanged). The euro at PUMB cash desks costs 52.50 UAH, unchanged. Monobank sells dollars at 44.83 UAH (unchanged) and the euro at 52.33 UAH (−19 kopecks).
Where to buy currency with the lowest markup
Among the major banks, the most favorable dollar selling rate on August 26 is offered by Oschadbank through "Mobile Oschad" and PUMB at the commercial rate — both offer 44.80 UAH. Next in the ranking come Monobank (44.83 UAH), PrivatBank for cards (44.84 UAH), and PrivatBank in branches (44.85 UAH). The American currency is sold most expensively by PUMB in branches (45.00 UAH) and Oschadbank for cards (44.95 UAH). The spread between the cheapest and the most expensive dollar selling rate among banks is 20 kopecks. As for the euro, the lowest rate is offered by Monobank — 52.33 UAH. It is followed by PrivatBank for cards (52.35 UAH), PrivatBank in branches and Oschadbank through "Mobile Oschad" (both at 52.45 UAH). PUMB sells the euro at 52.50 UAH, while the maximum price of the European currency is recorded at Oschadbank for cards — 52.65 UAH.
Currency buying rates: where it is more profitable to sell
For those who want to sell currency, the situation is different. The highest dollar buying rate today is offered by Oschadbank through "Mobile Oschad" — 44.55 UAH. Next come PUMB at the commercial rate (44.50 UAH), Oschadbank for cards (44.45 UAH), Monobank (44.43 UAH), PUMB in branches and PrivatBank for cards (both at 44.40 UAH), while at PrivatBank branches the buying rate is 44.25 UAH. Notably, exchange offices buy the dollar at 44.70 UAH, which is 15 kopecks higher than the best bank rate. For selling the euro, the optimal option remains Oschadbank through "Mobile Oschad" — 51.95 UAH. It is followed by Oschadbank for cards (51.85 UAH), PUMB (51.80 UAH), Monobank (51.76 UAH), PrivatBank for cards (51.75 UAH), and PrivatBank branches (51.45 UAH). Exchange offices, in turn, buy the euro at 52.00 UAH — 5 kopecks higher than the best bank offer.
Market context and dynamics
The decline in the dollar and euro rates on August 26 continues the trend recorded in the previous trading sessions. According to sources, on August 25 the ruble rose somewhat in the domestic market, which indirectly indicates a redistribution of demand between currencies. The moderate weakening of the dollar and euro in the cash market at the end of August may be linked to the seasonal decline in speculative demand and an increase in currency supply from exporters. The difference between buying and selling rates in banks (the spread) for the dollar is 20 to 35 kopecks depending on the channel, and for the euro — 20 to 35 kopecks, which is typical for the Ukrainian banking sector. Experts remind that before making large currency transactions it is advisable to compare the rates of at least three banks and to take into account that conditions in branches and via mobile applications may differ significantly.
Note: this material is prepared for informational purposes only and does not constitute financial or investment advice. Investments involve risk, including the possible total loss of capital. Before making any financial decisions, it is recommended to consult a licensed financial advisor.
