On Thursday, October 22, 2026, commercial banks and financial exchange offices in Ukraine updated their current foreign currency exchange rates. The purchase and sale prices for the US dollar and the euro vary noticeably depending on the specific financial institution, the transaction method, and the format of customer service in branches or digital applications.

Situation in Currency Exchange Offices

According to up-to-date analytical data from specialized monitoring by Minfin, as of October 22, currency exchange offices buy the US dollar at an average of 45.10 UAH, matching the figures of the previous business day. Meanwhile, the average selling rate for the dollar showed a symbolic increase of 1 kopeck, settling at 45.26 UAH. Euros are bought in exchange offices at an average of 50.87 UAH, which is 3 kopecks cheaper compared to October 21, while the selling rate for the European currency remained completely stable at 51.10 UAH.

Quotes in Leading Commercial Banks

The country's largest financial structures offer customers diverse conditions for both cash transactions and cashless card settlements. At PrivatBank, the dollar is sold in branches at 45.25 UAH and bought at 44.65 UAH, while card accounts feature rates of 45.24 UAH and 44.80 UAH, respectively. Oщаdbank via the digital service Mobile Oschad offers the American currency at 45.20 UAH for sale and 44.95 UAH for purchase. PUMB maintains a cash dollar selling rate of 45.40 UAH with a purchase rate of 44.80 UAH, and Monobank executes sales at 45.23 UAH and purchases at 44.83 UAH.

Dynamics of the European Currency Rate

The euro market also displays multi-directional trends depending on the chosen bank. In PrivatBank branches, the European currency is retailed at 51.00 UAH and bought back from the population at 50.00 UAH, with card quotes fixed at 51.02 UAH and 50.37 UAH. In Mobile Oschad, the euro can be purchased for 50.90 UAH and sold to the financial institution for 50.35 UAH. PUMB set the euro selling rate at 51.00 UAH and the purchase rate at 50.30 UAH. At Monobank, the euro trades at 51.01 UAH for sale and 50.30 UAH for purchase.

Significance of Current Market Fluctuations

The establishment of individual exchange rates by commercial banks and exchange offices allows customers to find the most favorable conditions for financial operations. Despite daily local fluctuations in quotes within a few kopecks, the overall stability of the currency market is maintained through regular regulatory measures and the balancing of supply and demand from the population and businesses.