Exchange rates on September 2, 2026: the dollar and euro continue to fall — where is it more profitable to buy and sell

On Wednesday, September 2, 2026, the Ukrainian foreign exchange market showed a continuation of the downward trend in both key foreign currencies. According to Minfin data, the average dollar rate at exchange offices in the morning was 44.75 UAH per unit for sale and 44.65 UAH for purchase. The euro was sold at exchange offices at 52.00 UAH and bought at 51.80 UAH. Thus, both currencies continued to fall against the backdrop of stable supply in the interbank market, creating a window of opportunity for holders of cash currency to exchange at a favorable rate.

Average rate at exchange offices and dynamics

As of the morning of September 2, 2026, the aggregator Minfin recorded the average dollar rate at exchange offices at 44.75 UAH for sale and 44.65 UAH for purchase. The difference between the buying and selling rates (the spread) is 0.10 UAH, which is a typical figure for exchange offices. The euro is sold at exchange offices at 52.00 UAH and bought at 51.80 UAH, with a spread of 0.20 UAH. Both currencies show a gradual decline, which is confirmed by data from previous sessions and the absence of sharp volatile movements in the interbank market.

Dollar rates at major banks

Among major banking institutions, the most attractive dollar selling rate on September 2 is offered by Monobank — 44.63 UAH (a decrease of 17 kopecks compared to the previous day). Close behind it is PrivatBank for card operations — 44.64 UAH (a decrease of 20 kopecks). At PrivatBank branches and at PUMB's commercial rate, the dollar is sold at 44.70 UAH with no change. Oschadbank through its mobile app "Mobile Oschad" offers 44.75 UAH. The most expensive dollar selling rate is held by Oschadbank for card customers and PUMB at branches — at 44.90 UAH. In terms of the dollar buying rate, the leader is PUMB at its commercial rate — 44.40 UAH, while the minimum buying rate is set by PrivatBank at branches — 44.10 UAH.

Euro rates at banks and exchange offices

For the European currency, the most favorable buying rate at branches is offered by PrivatBank — 51.95 UAH (a decrease of 5 kopecks). Oschadbank through "Mobile Oschad" and Monobank sell the euro at 52.05 UAH, PrivatBank for cards — at 52.08 UAH, and PUMB at cash desks — at 52.10 UAH (a decrease of 10 kopecks). The most expensive euro buying rate is held by Oschadbank for card customers — 52.20 UAH. In terms of the selling rate (the bank's purchase) of the euro, the leader is Oschadbank through "Mobile Oschad" — 51.45 UAH, followed by Oschadbank for cards and PUMB at 51.40 UAH, Monobank — 51.35 UAH, while the minimum euro buying rate is set by PrivatBank at branches — 50.95 UAH.

Contradictory data

Attention is drawn to the discrepancy between the headline of the RBC-Ukraine publication, which states "euro below 51," and the actual figures in the text of the same article, according to which the euro is sold at exchange offices at 52.00 UAH and at banks in the range of 51.95–52.20 UAH. Thus, the claim of an euro rate "below 51" is not confirmed by any of the indicators cited in the article. The headline may reflect an outdated editorial version or contain a typo. All numerical data in the body of the article and in additional sources (delo.ua, korrespondent.net) are consistent with one another and indicate an euro rate in the range of 51.95–52.20 UAH depending on the purchase channel.

Practical recommendations and disclaimers

For those planning to acquire dollars, the optimal option on September 2 is Monobank (44.63 UAH), and for buying euros — PrivatBank branches (51.95 UAH). When selling currency to banks, the most favorable direction for the dollar is PUMB at its commercial rate (44.40 UAH), and for the euro — Oschadbank through its mobile app (51.45 UAH). The spread of rates between banks is about 0.27 UAH for the dollar and about 0.25 UAH for the euro, which makes the choice of financial institution a significant factor when exchanging large amounts. This material is for informational purposes only and does not constitute financial or investment advice. Investments involve risk, including the possible total loss of capital. Before making any financial decisions, it is recommended to consult a licensed advisor.