The National Bank of Ukraine has determined official foreign currency exchange rates for Friday, November 13, 2026. The American and European currencies showed divergent dynamics: the US dollar gained slightly in value, while the euro continued its downward trend. The regulator maintained its exchange rate policy aimed at smoothing volatility in the domestic foreign exchange market.
Dollar adds six kopecks
On Friday, November 13, the NBU set the official dollar rate at 45.38 hryvnias. This is 6 kopecks higher compared to the previous banking day. On Thursday, November 12, the American currency cost 45.32 UAH. Thus, after a recent decline, the dollar has resumed moderate strengthening, which is typical for the stabilization phase in the interbank market.
Euro continues to slide
The European currency, by contrast, continued to lose value. The official euro rate for November 13 is 50.33 UAH, which is 15 kopecks less than the day before. On November 12, the European currency was worth 50.48 UAH. For comparison, back in September, the euro rate held around 51.19 UAH, which indicates a steady downward trend over the past two months.
Reserves and international support as stability factors
According to the regulator, as of October 1, 2026, Ukraine's international reserves stood at $47.1 billion, and this figure continued to grow in October. Taras Lisovyi, Director of the Financial Markets and Investment Department at Globus Bank, explained that this volume of reserves is sufficient for approximately four months of imports. For comparison: at the beginning of the full-scale invasion, Ukraine's international reserves were less than $30 billion.
International financial assistance is expected to be an additional factor supporting the currency market. By the end of 2026, Ukraine expects to receive about $27 billion more from international partners. The National Bank emphasizes that the existing volume of reserves is sufficient to maintain the stability of the foreign exchange market, and in case of excessive demand, the regulator will use reserves to sell foreign currency.
Outlook for November: more emotion than real change
According to Taras Lisovyi, the combination of sufficient reserves, international financial support, and active measures by the National Bank should restrain excessive exchange rate fluctuations. "With reserves, partner support, and NBU actions, November may bring more emotion than real exchange rate changes," the banker noted. Thus, despite daily fluctuations of a few kopecks, no structural shifts in the currency market are expected in the near future.
