The National Bank of Ukraine announced on September 14 the official foreign exchange rates for the next banking day — Tuesday, September 15, 2026. The US dollar rose by 7 kopecks, while the euro, conversely, fell by 11 kopecks. These figures were confirmed by both RBC-Ukraine and the Ministry of Finance, citing the regulator's decision.

Official Rates for September 15

According to the NBU's decision, the official US dollar rate for September 15, 2026 stands at 44.61 UAH. The European currency trades at a rate of 51.52 UAH. Both figures were set by the regulator the day before — on Monday, September 14 — and take effect from Tuesday. Thus, the dollar remains below the psychological threshold of 45 hryvnia, while the euro falls short of the 52 UAH level, which, according to RBC-Ukraine, was discussed in the context of the previous days.

Dynamics: What Changed in a Day

Compared with the rate set for September 14, the dollar gained 7 kopecks, while the euro lost 11. The divergent movement of the two major currencies indicates that the market is reacting not to a general "dollar shock" but to specific supply and demand flows within the interbank segment. For comparison: as recently as September 12, the NBU had lowered both rates, indicating the volatility of recent trading sessions.

Importer Demand and the Approach of Winter

Taras Lesovoy, Director of the Financial Markets and Investment Activities Department at Globus Bank, explained in a comment to RBC-Ukraine that active demand from importers persists on the interbank foreign exchange market this week. The main focus is on companies purchasing fuel and energy equipment. With the autumn-winter period approaching, Ukraine's need for critical imported goods is unlikely to decrease, the expert said — on the contrary, it tends to grow.

Exports Are Limited: NBU Closes the Gap

At the same time, the scope of Ukrainian exports under the ongoing war remains limited. Natural currency inflows from foreign sales are insufficient to fully cover the growing import demand. Part of this gap, according to Lesovoy's assessment, is forced to be closed by the National Bank, acting as a stabilizer of the currency market. This means that the regulator is effectively the "buyer of last resort," keeping the rate within acceptable limits for businesses and the population.

What This Means for Citizens and Businesses

For the average Ukrainian, a change of 7–11 kopecks at the official NBU rate is barely noticeable in everyday transactions. However, for major importers — energy companies, logistics operators, manufacturers dependent on imported raw materials — even a few kopecks on billion-scale purchases turn into a significant expense item. In a situation where export earnings cannot fully finance imports, the rate dynamics will remain one of the key macroeconomic indicators for the coming weeks.