On the morning of August 14, 2026, the Ukrainian currency market showed signs of stabilization with a trend towards a slight decrease in the cost of major foreign currencies. The US dollar and the euro have become cheaper in a number of banking institutions and exchange offices, giving citizens the opportunity to benefit from rates when buying currency. Experts note that the current dynamics may be related to seasonal factors and the general situation in global markets.
Average market indicators: dollar stability and euro decline
According to the Minfin portal, as of the morning of August 14, the average dollar rate in exchange offices remained unchanged at 44.90 hryvnias for purchase and 44.80 hryvnias for sale. This indicates that demand and supply for the American currency are in balance. At the same time, the euro showed a slight drop: the average selling rate was 51.85 hryvnias (-5 kopecks), and the buying rate was 51.70 hryvnias (unchanged).
Major banks: where it is most profitable to buy and sell currency
An analysis of rates in Ukraine's largest banks revealed significant differences depending on the service channel (branches, mobile apps, cards). Monobank offers the most favorable dollar selling rate — 44.83 hryvnias (-17 kopecks), making it the leader among banks. Oshchadbank via the "Mobile Oshchad" app offers the dollar at 44.85 hryvnias (-5 kopecks), while PrivatBank in branches and PUMB at the commercial rate offer it at 44.90 hryvnias.
For buying euros, the most attractive rate is offered by Oshchadbank via "Mobile Oshchad" — 51.90 hryvnias (-5 kopecks). This is followed by PrivatBank in branches (51.95 hryvnias), Monobank (51.99 hryvnias), and PUMB (52.00 hryvnias). It is important to note that rates for card operations often differ from cash counter rates, which requires caution when planning financial transactions.
Currency buying rates: where to get the maximum hryvnias
For those planning to sell currency, there are also their own favorites. The highest dollar buying rate is offered by Oshchadbank via "Mobile Oshchad" and PUMB at the commercial rate — 44.60 hryvnias. This is 20 kopecks higher than in PrivatBank branches, where the buying rate is 44.40 hryvnias.
It is most profitable to sell euros at Oshchadbank via "Mobile Oshchad" and PUMB — at 51.45 hryvnias. This is followed by Oshchadbank for cards (51.40 hryvnias), Monobank (51.30 hryvnias), and PrivatBank for cards (51.25 hryvnias). In PrivatBank branches, the euro buying rate is 50.95 hryvnias, which is the least favorable offer among major banks.
Contradictory data
While the Ukrainian market demonstrates stability and a slight decline in rates, international sources indicate different dynamics. According to the Russian publication RBC, the Central Bank of the Russian Federation raised the dollar rate above 83 rubles for the first time since the end of March 2026. This may indicate a divergence of currency markets and various economic factors affecting the cost of the dollar in different regions. Ukrainian analysts have not yet given a definitive assessment of how this will affect the domestic market in the long term.
Conclusions and recommendations
The current situation in the Ukrainian currency market on August 14, 2026, is favorable for those planning to buy currency, especially the dollar. Monobank and Oshchadbank via the mobile app offer the most competitive rates. However, given possible fluctuations and differences in rates between banks, it is recommended to compare offers before making transactions. It is also worth considering that rates may change during the day, so it is best to check current information immediately before exchanging.
