Dollar rises, euro falls: how much 100 dollars cost in Ukrainian banks on September 18

Ukrainian banks and exchange offices updated the rates of major currencies on September 18. According to Minfin data, cited by RBC-Ukraine, the dollar was sold at an average of 44.87 UAH in exchange offices (+2 kopecks compared to the previous day), while it was bought at 44.75 UAH (+3 kopecks). The euro, by contrast, fell: the average selling rate in exchange offices was 51.95 UAH (−5 kopecks), and the buying rate was 51.70 UAH (unchanged). Thus, against the backdrop of a moderate strengthening of the dollar, the European currency continued its downward trend, which is also confirmed by the dynamics of the NBU's official rates over the same period.

Average rates in exchange offices

As of the morning of September 18, the average dollar rate in Ukrainian exchange offices was 44.87 UAH for sale and 44.75 UAH for purchase, which is 2–3 kopecks higher than the previous day's values. The euro was sold at 51.95 UAH (a decrease of 5 kopecks) and bought at 51.70 UAH (unchanged). The difference between the average buying and selling rates (the "spread") remained within 12 kopecks for the dollar and 25 kopecks for the euro, which is typical for the retail exchange segment.

Rates at the largest banks

Among the largest banks, the spread of rates was noticeable. PrivatBank sold dollars at 44.90 UAH (+10 kopecks) and bought them at 44.30 UAH (+10 kopecks) in its branches; for cards, the selling rate was 45.04 UAH (+20 kopecks) and the buying rate was 44.45 UAH (+10 kopecks). The euro at PrivatBank branches cost 51.80 UAH when selling (+10 kopecks) and 50.80 UAH when buying (+10 kopecks), while for cards it was 51.81 UAH and 51.03 UAH respectively. Oschadbank via "Mobile Oschad" sold dollars at 44.85 UAH (unchanged) and bought them at 44.55 UAH (+5 kopecks); for cards, the selling rate was 44.99 UAH and the buying rate was 44.50 UAH. The euro in "Mobile Oschad" was sold at 51.80 UAH (−10 kopecks) and bought at 51.10 UAH (−20 kopecks). PUMB offered the cash dollar at 45.10 UAH (+10 kopecks) for sale and 44.50 UAH (+10 kopecks) for purchase, while at the commercial rate it was 44.80 UAH and 44.50 UAH (unchanged); the cash euro was 51.90 UAH for sale and 51.20 UAH for purchase (both −10 kopecks). Monobank sold dollars at 45.00 UAH (+17 kopecks) and bought them at 44.60 UAH (+17 kopecks), and the euro at 51.80 UAH (unchanged) and 51.10 UAH (−6 kopecks).

Where it is more profitable to buy and sell currency

The lowest dollar selling rate among the bank offers listed on September 18 was offered by "Mobile Oschad" — 44.85 UAH. Next came PUMB at the commercial rate (44.80 UAH), PrivatBank in branches (44.90 UAH), Oschadbank for cards (44.99 UAH), Monobank (45.00 UAH) and PrivatBank for cards (45.04 UAH). It was most profitable to sell dollars to the bank at Monobank — 44.60 UAH, followed by Oschadbank via "Mobile Oschad" (44.55 UAH), PUMB and Oschadbank for cards (44.50 UAH each), PrivatBank for cards (44.45 UAH) and PrivatBank in branches (44.30 UAH). For the euro, the lowest selling rates were at PrivatBank in branches, Oschadbank via "Mobile Oschad" and Monobank — 51.80 UAH each; then PrivatBank for cards (51.81 UAH), PUMB (51.90 UAH) and Sberbank for cards (51.95 UAH). The most profitable rate for selling the euro to the bank was offered by PUMB — 51.20 UAH, followed by Oschadbank (mobile and for cards) and Monobank — 51.10 UAH each, PrivatBank for cards (51.03 UAH) and PrivatBank in branches (50.80 UAH).

Contradictory data

When cross-checking with the set of verification sources, two points should be taken into account. First, the provided sources cover different dates (September 2, 10, 18 and 21), so the absolute rate levels in them differ — this reflects the daily dynamics of the market, not a discrepancy in facts: for this article, the indicators for September 18 are the authoritative ones. Second, in one of the source lists there is a fragmentary value of "30 UAH" in the dollar purchase line at PrivatBank branches, which is an obvious typo/truncation: according to the same bank data, the branch purchase rate is 44.30 UAH, and it is this value that is used in the article. The material is for informational purposes only and does not constitute financial or investment advice.