Dollar sold from 45.10 UAH: current exchange rates in banks and exchange offices on October 5

At the beginning of the new working week, the currency market of Ukraine maintains stable dynamics: the exchange rate of the US dollar in commercial banks hovers around the psychological mark of 45 hryvnias, while the European currency demonstrates a moderate downward trend, dropping below the level of 51 hryvnias. As of October 5, 2026, financial institutions and exchange offices offer citizens various conditions for conducting conversion operations.

Cash market dynamics and exchange office positions

According to monitoring data from the Minfin platform, on the morning of October 5, average figures in non-bank exchange offices settled at 44.99 UAH per dollar for sale (which is 1 kopeck higher than previous days) and 44.80 UAH for purchase (a decrease of 3 kopecks). Against this background, the European currency in exchange offices is traded at an average of 51.20 UAH for sale and 50.80 UAH for purchase, having lost about 10 kopecks over the day.

Offers of leading commercial banks of Ukraine

The largest financial players in the country have established their own quotes for cash and cashless settlements. At PrivatBank, the dollar can be purchased in branches for 45.20 UAH and sold for 44.60 UAH, while card operations are set at 45.24 UAH and 44.75 UAH, respectively. Oщадбанк through its mobile application offers the purchase of the American currency at 45.22 UAH, while PUMB under its commercial rate maintains the most profitable bar for purchase at exactly 45.10 UAH per dollar.

Contradictory data

Analyzing current financial market statistics, experts and monitoring agencies note certain discrepancies in quotes between cash bank branches and their digital platforms. While some sources indicate stability and frozen rates in a number of structures (for example, at Monobank at 45.19 UAH per dollar), other analytical reviews record multi-directional fluctuations in retail networks, where the difference between buying and selling the euro can reach significant values depending on the region and the method of payment.

Where to find the best conditions for currency exchange

For those planning to buy or sell currency on October 5, 2026, the market offers a variety of options. The cheapest dollar today can be bought at the rate of 45.10 UAH via PUMB's commercial rate, followed by Monobank proposals (45.19 UAH) and PrivatBank branches (45.20 UAH). On the other hand, the most favorable euro selling rate is recorded at Monobank at 50.75 UAH, while the maximum euro purchase rates from the population are offered by Mobile Oschad and PUMB at the level of 50.50 hryvnias per euro.