As of September 30, Ukrainian commercial banks and exchange offices recorded a slight decrease in the exchange rates of key foreign currencies compared to the previous day. The US dollar is offered in exchange offices starting from 44.95 UAH, while the European currency starts from 51.20 UAH. The financial market demonstrates dynamics that compel citizens and investors to carefully approach the choice of financial institutions for exchange operations.

Current Dollar Exchange Rate: Where It Is Cheaper to Buy

As of the morning of September 30, the average selling rate of the dollar in exchange offices was 44.95 UAH (a decrease of 5 kopecks), and the buying rate was 44.80 UAH. Among leading banks, PrivatBank set the most attractive selling rate in its branches, where the American currency can be purchased for 44.95 UAH. PUMB's commercial rate offers the dollar at 45.00 UAH, Monobank holds the bar at 45.03 UAH, and PrivatBank for card operations set the figure at 45.04 UAH. At the same time, Mobile Oщад and PUMB's cash rate record marks at 45.20 and 45.05 UAH respectively.

Situation with the Euro: Dynamics in Exchange Offices and Banks

The European currency also demonstrates a trend towards moderate decline. In exchange offices, the euro is sold on average at 51.45 UAH (–15 kopecks) and bought from the population at 51.20 UAH (–18 kopecks). The most favorable euro selling rate in physical branches is offered by PrivatBank at 51.20 UAH. For cashless card operations, PrivatBank holds 51.28 UAH, Monobank 51.26 UAH, and Mobile Oщад offers purchase for 51.40 UAH. The cash rate at PUMB is 51.50 UAH, and Oщадбанк for cards set the highest cost at 51.60 UAH.

Where It Is More Profitable to Sell Currency

For citizens wishing to realize foreign currency, state and large commercial structures offer the most favorable conditions. The maximum dollar purchase rate is fixed by PUMB's commercial rate at 44.70 UAH, followed by Mobile Oщад (44.65 UAH) and Monobank (44.63 UAH). It is most profitable to sell euros through Mobile Oщад and PUMB cash desks, where purchases from the population are carried out at 50.80 UAH per unit of European currency.

Contradictory Data

Analysts note certain discrepancies in quotes between cash bank branches and their digital card platforms. While exchange offices record a steady decline of 5-18 kopecks, some commercial banks maintain fixed rates for cashless settlements, motivating this by internal interbank fluctuations. In addition, expert forecasts regarding the National Bank's further maintenance of the current corridor until the end of the week diverge from short-term speculative market expectations.

Financial experts remind that this review is for informational purposes only and is not an investment recommendation. The situation in the currency market may change under the influence of macroeconomic factors, so before making large exchange operations, it is recommended to check the data directly with the official applications of financial organizations.