The first day of autumn in 2026 marked a noticeable easing in Ukraine's cash currency market. According to RBC-Ukraine monitoring data, on September 1 the average dollar rate at exchange offices stood at 44.76 UAH for sale and 44.65 UAH for purchase, down 5 kopecks from the previous values. The euro also showed a decline: at exchange offices, the European currency is sold at 52.00 UAH (−10 kopecks) and bought at 51.80 UAH (−8 kopecks). Thus, both major currencies fell simultaneously, creating a relatively favorable window for cash holders to exchange.
Rates at major banks: spread across service channels
Banks have set differentiated rates depending on the method of conducting the transaction — through a branch teller or via card/mobile channels. PrivatBank sells dollars at branches at 44.70 UAH (−5 kopecks), while the card rate stands at 44.84 UAH, unchanged. Buying dollars at PrivatBank branches costs 44.10 UAH (−5 kopecks), and via cards — 44.25 UAH (−5 kopecks). The euro is sold at branches at 52.00 UAH (−5 kopecks), for cards — at 52.08 UAH (+1 UAH), and bought at 51.00 UAH (−5 kopecks) at branches and at 51.30 UAH (unchanged) for cards.
Oschadbank, PUMB, and Monobank: stability versus decline
Oschadbank, via the "Mobile Oschad" app, sells dollars at 44.75 UAH (−5 kopecks), for cards — at 44.90 UAH, unchanged; the purchase rate is 44.40 UAH (−5 kopecks) via the mobile channel and 44.35 UAH (−5 kopecks) for cards. The euro is sold in the bank's mobile app at 52.05 UAH (−25 kopecks), for cards — at 52.20 UAH (−30 kopecks), and bought at 51.50 UAH (−20 kopecks) and 51.45 UAH (−15 kopecks) respectively. PUMB kept its rates unchanged: dollars are sold at branches at 44.90 UAH, at the commercial rate — at 44.70 UAH; purchase — 44.30 UAH and 44.40 UAH. The euro is sold at PUMB tellers at 52.20 UAH and bought at 51.50 UAH. Monobank also did not adjust its rates: dollars are sold at 44.80 UAH and bought at 44.40 UAH; the euro — at 52.06 UAH and 51.37 UAH respectively.
Where is it most profitable to buy and sell currency
The lowest dollar sale rate among major banks on September 1 is offered by PrivatBank at branches and PUMB at the commercial rate — at 44.70 UAH. Next come Oschadbank via "Mobile Oschad" (44.75 UAH), Monobank (44.80 UAH), and PrivatBank for cards (44.84 UAH). The American currency is sold at the highest price by Oschadbank for cards and PUMB at branches — at 44.90 UAH. For buying the euro, the most favorable option is PrivatBank at branches — 52.00 UAH, followed by Oschadbank via the mobile app (52.05 UAH), Monobank (52.06 UAH), and PrivatBank for cards (52.08 UAH). When selling currency, citizens get the maximum dollar purchase rate from Oschadbank via "Mobile Oschad," PUMB at the commercial rate, and Monobank — at 44.40 UAH. The euro is best sold at PUMB and Oschadbank via the mobile app — at 51.50 UAH.
Contradictory data
Against the general trend of both currencies falling, one anomaly stands out: the euro purchase rate for cards at PrivatBank rose by 1 UAH to 52.08 UAH, while all other euro positions at this same bank and among competitors either fell or remained unchanged. Similarly, the euro sale rate for cards at PrivatBank (52.08 UAH) exceeds Oschadbank's card rate (52.20 UAH) only slightly, but the direction of movement is opposite to the market. Various sources (RBC-Ukraine, Delo, Korrespondent, Glavred) record a rate decline at the start of autumn, although the exact spread values between service channels may differ slightly depending on the time of day the data was captured.
The data provided is for informational purposes only and does not constitute financial or investment advice. Currency rates may change during the day, and it is recommended to verify the current values directly at the chosen bank or exchange office before conducting exchange transactions.