Dollar in Ukrainian Banks Rises to UAH 45.45, Euro Stabilizes Around UAH 51: Exchange Rates for October 20

On Tuesday, October 20, 2026, the Ukrainian currency market demonstrated a moderate strengthening of the U.S. dollar: the dollar in banks increased by 10–20 kopecks depending on the institution and exchange method, while the euro mostly maintained its positions or added insignificantly. According to the Minfin portal, average quotes in currency exchange offices also shifted upward for the dollar, while the euro selling rate remained at UAH 51.00. Let's analyze what conditions the country's largest banks offer and where foreign currency can currently be bought or sold most profitably.

Average Rates in Exchange Offices: Dollar Up, Euro Stable

According to aggregated Minfin data, on October 20 exchange offices buy the dollar at an average of UAH 45.06 — up 11 kopecks from October 19. The selling rate of the American currency in exchange offices also rose, but more moderately — by 8 kopecks, to UAH 45.22. The European currency in the cash segment showed a more modest dynamic: exchange offices buy the euro at UAH 50.80 (+5 kopecks compared to the previous day), and the selling rate of the European currency remained unchanged at UAH 51.00. Thus, a trend toward the gradual appreciation of the dollar amid euro stagnation dominates the exchange segment.

PrivatBank and Oschadbank: Quote Acceleration in Branches and Apps

At PrivatBank, the dollar is sold in branches at UAH 45.25 — 15 kopecks higher than on October 19, and for cardholders, the selling rate increased by 20 kopecks to UAH 45.24. Dollar purchase in branches is carried out at UAH 44.65, and for cards at UAH 44.80; both indicators rose by 15 kopecks. The euro in PrivatBank branches is sold at UAH 51.00 (+20 kopecks), and for cards at UAH 51.02 (+26 kopecks). The euro purchase rate in branches is UAH 50.00 (+20 kopecks), and for cards UAH 50.32 (+18 kopecks). At Oschadbank, the dollar in Mobile Oschad is sold at UAH 45.25 (+15 kopecks), and for cards at UAH 45.45 (+15 kopecks). Dollar purchase in the app is UAH 44.90, and for cards UAH 44.85; both purchase rates rose by 10 kopecks. The euro in Mobile Oschad is sold at UAH 50.90 and for cards at UAH 51.05 — unchanged from the previous business day, while the euro purchase rate increased by 5 kopecks: UAH 50.30 in the app, UAH 50.20 for cards.

PUMB and Monobank: Conditions for Cash and Non-Cash Exchange

At PUMB, the dollar in cash exchange is sold at UAH 51.40 — wait, sold at UAH 45.40, and bought at UAH 44.80; compared to October 19, both rates rose by 10 kopecks. At the commercial rate, the bank buys the dollar at UAH 44.90 and sells it at UAH 45.40 — also 10 kopecks higher in both operations. The euro in PUMB cash exchange is sold at UAH 51.00, bought at UAH 50.30; both the purchase and selling rates rose by 10 kopecks. At Monobank, the dollar is sold at UAH 45.23 — 19 kopecks higher than on October 19, and bought at UAH 44.83 (+13 kopecks). The euro at Monobank is sold at UAH 50.99 and bought at UAH 50.30 — both indicators remained unchanged from the previous business day.

Where It Is More Profitable to Buy and Sell Currency: Bank Summary

Among the reviewed banks, Monobank offers the lowest dollar selling rate at UAH 45.23. At PrivatBank, the American currency costs UAH 45.24 for cards, and UAH 45.25 in bank branches and Mobile Oschad. At PUMB, the dollar is sold at UAH 45.40 both in cash exchange and at the commercial rate, while at Oschadbank, the card selling rate reaches UAH 45.45. The euro can be purchased cheapest in Mobile Oschad at UAH 50.90; at Monobank, the selling rate is UAH 50.99; in PrivatBank branches and PUMB cash exchange at UAH 51.00; for PrivatBank cards — UAH 51.02, for Oschadbank cards — UAH 51.05. Regarding currency sales, the highest dollar purchase rate is offered by Oschadbank via Mobile Oschad and PUMB at the commercial rate — UAH 44.90. It is most profitable to sell the euro to PrivatBank for cards at UAH 50.32; at Monobank, Mobile Oschad, and PUMB cash exchange, the purchase rate is UAH 50.30; for Oschadbank cards — UAH 50.20, in PrivatBank branches — UAH 50.00.

The provided data is for informational purposes only and does not constitute financial or investment advice. Exchange rates may change during the day depending on market conditions, so before conducting exchange operations, it is recommended to clarify current quotes directly at the chosen bank or exchange office. Investments and currency operations involve risks, including the possibility of losing part or all of the capital.