The currency market in Ukraine on August 7, 2026, shows signs of stabilization following a period of volatility. The US dollar, which had been declining for several days in a row, has started to rise steadily again. Meanwhile, the euro continued its gradual upward trend. Experts note that the current dynamics may be linked to seasonal factors and expectations regarding macroeconomic indicators in August.
Situation in the exchange market: dollar breaks the 44.70 mark
According to monitoring data from the Minfin portal, by the morning of August 7, the average exchange rate for the dollar in exchange offices was 44.78 hryvnias for sale (+3 kopecks compared to the previous day). The buying rate in exchange offices reached 44.67 hryvnias (+2 kopecks). This indicates that demand for American currency has once again begun to exceed supply. The euro also became more expensive in exchange offices: the average selling rate is 51.66 hryvnias (+1 kopeck), and the buying rate is 51.47 hryvnias (+2 kopecks).
Banking sector: spread between card and cash operations
The banking sector is showing a more pronounced growth dynamic. The average selling rate for the dollar in banks reached 44.99 hryvnias (+7 kopecks), while the buying rate was 44.54 hryvnias (+6 kopecks). The euro in banks can be bought for 52.03 hryvnias (+3 kopecks) and sold for 51.35 hryvnias (+10 kopecks). It is important to note that the rate difference between cash and card operations in some banks reaches several kopecks, which can be beneficial for clients using mobile applications.
Profitability rating: where to buy and sell currency cheapest
An analysis of the largest banks' rates shows that PUMB (commercial rate) has the most favorable buying rate for the dollar today at 44.90 hryvnias. Second place goes to PrivatBank branches with a rate of 44.95 hryvnias. Oshchadbank offers buying via the mobile app at 44.95 hryvnias, while Monobank and Oshchadbank's card services offer higher prices — from 45.00 to 45.10 hryvnias. For buying euros, PrivatBank branches remain the most favorable option (51.95 hryvnias), followed by Oshchadbank (52.00 hryvnias) and Monobank (52.02 hryvnias).
Currency buying rate: who pays the most
For those who want to sell currency, the situation is as follows. The highest buying rate for the dollar is offered by Oshchadbank (via "Mobile Oshchad"), Monobank, and PUMB (commercial rate) — all at 44.60 hryvnias. Next come Oshchadbank's card services (44.55 hryvnias) and PrivatBank (44.50 hryvnias). In PrivatBank branches, the buying rate remains the lowest at 44.35 hryvnias. When selling euros, it is most profitable to go to Oshchadbank via the mobile app (51.45 hryvnias) or PUMB (51.40 hryvnias).
Contradictory data
In the context of the current date (August 2026), there is a discrepancy with the provided verification sources. Source ID 2 (rbc.ua) contains a headline indicating the date "July 7" and a forecast for August, and also states that "the euro has sharply collapsed." This contradicts the main data of the article, which states that on August 7, the euro continues to rise (+1 kopeck in exchange offices, +3 kopecks in banks). Probably, Source ID 2 is outdated material or contains a typo in the date, as the actual data for August 7, 2026, confirms growth, not a decline in the euro. The XAB.info editorial team relies on current Minfin figures and bank data for the current date.
