Exchange Rates for October 23: NBU Adjusts Official Dollar and Euro Quotes

The National Bank of Ukraine has set official foreign exchange rates for Friday, October 23, 2026. The regulator recorded a divergent trend: the US dollar showed moderate growth, while the European currency, conversely, showed a decrease in value against the hryvnia. These changes reflect the current policy of the central bank and market trends in late October.

NBU Official Rate Dynamics

According to current data, the official exchange rate of the US dollar on October 23 is set at 45.05 UAH. A day earlier, on October 22, the rate was 45.02 UAH, meaning the currency appreciated by 3 kopecks. In turn, the euro showed more significant volatility: its official value decreased to 50.43 UAH compared to 50.56 UAH the previous day, which marks a decrease of 13 kopecks.

Forecasts for Bank Spreads

Taras Lesovoy, Director of the Financial Markets Department at Globus Bank, provided a forecast regarding the difference between buying and selling rates across various segments of the financial market through the end of the week. In the interbank market, the expected spread is up to 15 kopecks for the dollar and up to 20 kopecks for the euro. In commercial banks, a wider range is expected: from 50 to 60 kopecks for the dollar and from 80 kopecks to 1 hryvnia for the euro.

Situation in Exchange Offices

In the cash exchange segment, the expert expects the most significant difference in quotes. The spread in exchange offices may reach 60 kopecks to 1 hryvnia for the dollar and 1–1.30 UAH for the euro. Additionally, it is expected that the difference between cash purchase rates will be 30–50 kopecks for the dollar in exchange offices and 20–30 kopecks in banks. The average gap between interbank and cash market rates is estimated by the analyst at 10–15 kopecks.

Economic Significance and Outlook

Current exchange rate fluctuations occur against the backdrop of discussions regarding the long-term prospects of the national currency. Financial analysts note that exchange rate dynamics in the coming months will depend directly on the volume of international financial assistance and the effectiveness of NBU policy in maintaining stability. While official figures remain near the 45 UAH/dollar mark, the expert community continues to evaluate scenarios for the dollar potentially reaching new price levels in the winter period.