Exchange rates in Ukraine on September 16, 2026: dollar holds at 44.84 UAH, euro retreats to 52.05 UAH

In the morning of September 16, 2026, the Ukrainian foreign exchange market shows moderate stability with slight fluctuations in both directions. According to the Minfin service, the average selling rate of the dollar at exchange offices across the country is 44.84 UAH, which is one kopeck lower than the previous day's figure. The average buying rate of the US currency at exchange offices remained unchanged, holding at 44.73 UAH. The euro, by contrast, has slightly weakened: the average selling price at exchange offices fell by five kopecks to 52.05 UAH, while the buying rate rose by one kopeck to 51.84 UAH. Thus, the spread between the buying and selling rates at exchange offices is one kopeck for the dollar and 21 kopecks for the euro.

Rates at the major banks: PrivatBank and Oschadbank

Among the largest banking players, the picture looks as follows. PrivatBank sells dollars at its branches for 44.85 UAH (unchanged from the previous day) and buys them for 44.25 UAH (unchanged). For cardholders, the selling rate is 44.84 UAH and the buying rate is 44.40 UAH; both figures are unchanged. At PrivatBank branches, the euro can be purchased for 51.90 UAH and sold to the bank for 50.90 UAH; for cards, the euro selling rate is 52.08 UAH and the buying rate is 51.26 UAH (+5 kop.). Oschadbank, via the "Mobile Oschad" app, sells dollars for 44.90 UAH (+5 kop.) and buys them for 44.50 UAH (unchanged). For cards, the dollar selling rate at Oschadbank is 44.99 UAH (+4 kop.) and the buying rate is 44.50 UAH (+5 kop.). The euro in "Mobile Oschad" is sold for 51.95 UAH (-4 kop.) and bought for 51.40 UAH (+5 kop.); for cards, the rates are 52.10 UAH and 51.35 UAH, respectively.

PUMB and Monobank: alternative exchange options

PUMB offers the widest spread within the bank itself: the cash selling rate for the dollar is 45.00 UAH (unchanged), and the commercial rate is 44.80 UAH (unchanged). The cash dollar buying rate is 44.40 UAH, and the commercial rate is 44.50 UAH. The cash euro at PUMB is sold for 52.00 UAH and bought for 51.30 UAH; both figures are unchanged. Monobank, for its part, offers dollar sales at 44.83 UAH and purchases at 44.43 UAH; the euro is sold for 51.99 UAH and bought for 51.30 UAH. All of the Monobank rates listed are unchanged compared to the previous day.

Where it is most advantageous to buy and sell currency on September 16

Comparing the banks' offerings allows us to identify the most favorable exchange points. For buying dollars, the lowest selling rate is offered by PUMB at the commercial rate — 44.80 UAH. This is followed by Monobank (44.83 UAH), PrivatBank for cards (44.84 UAH), PrivatBank at branches (44.85 UAH), "Mobile Oschad" (44.90 UAH), and Oschadbank for cards (44.99 UAH). The highest dollar price among all the offerings listed is 45.00 UAH at PUMB at the cash rate. For buying the euro, the most favorable option is PrivatBank at branches (51.90 UAH), followed by "Mobile Oschad" (51.95 UAH), Monobank (51.99 UAH), PUMB (52.00 UAH), PrivatBank for cards (52.08 UAH), and Oschadbank for cards (52.10 UAH). When selling currency to the bank, the best rate for the dollar is 44.50 UAH (Oschadbank in "Mobile Oschad" and PUMB at the commercial rate), and for the euro it is 51.40 UAH (Oschadbank in "Mobile Oschad"). The least favorable conditions for selling are at PrivatBank branches — 44.25 UAH for the dollar and 50.90 UAH for the euro.

Contradictory data

During verification of the materials, a discrepancy was found in the dating of one of the additional sources. An article on the focus.ua portal (source ID 2), titled "Dollar almost at 45 UAH: where in Ukraine currency is sold at the highest price today," contains a reference to September 10 in its URL, whereas the main RBC-Ukraine material is dated September 16, 2026. This may indicate either that the focus.ua link leads to an earlier publication used for context, or that there is a technical error in the URL formation. The figures cited in the focus.ua headline ("almost at 45 UAH") are consistent with the data for September 16, however, it was not possible to confirm an exact match of the rates for individual banks within that article. The source theotherukraine.info (ID 3) is dated September 2, 2026, and records a trend of the dollar appreciating, which is consistent with the current dynamics but cannot serve as direct confirmation of the rates on September 16.

The data provided is for informational purposes only and does not constitute financial or investment advice. Exchange rates may change during the day, and the actual exchange price at a specific branch or through a specific application may differ from the stated average values. Before making financial decisions, it is recommended to check the current quotes directly on the banks' websites and at exchange offices.