Dollar and euro continue to rise: current exchange rates at Ukrainian banks on September 4, 2026

On Friday, September 4, 2026, Ukrainian banks and exchange offices recorded the continued upward trend of the US dollar and the euro. Both currencies show steady growth against the national currency, as confirmed by monitoring data published as of the morning of the current day. Below is a detailed breakdown of the latest quotes at the country's largest banks and exchange offices, prepared based on data from the Minfin service and RBC-Ukraine information.

Average rate at exchange offices per Minfin data

As of the morning of September 4, the average dollar rate at Ukrainian exchange offices is 44.85 UAH per unit for sale and 44.75 UAH for purchase. The difference between the selling and buying rates (the spread) is 10 kopecks, which is typical for the retail segment. The euro is offered at a higher price at exchange offices: it is sold at 52.15 UAH and bought by banks and exchange offices at 51.95 UAH. Thus, the spread for the euro is also 20 kopecks. These figures reflect the overall trend of both foreign currencies strengthening against the hryvnia in the current reporting period.

Quotes at PrivatBank and Oschadbank

PrivatBank on September 4 keeps the dollar selling rate at its branches at 44.90 UAH, unchanged compared to the previous day, while the purchase price for card holders is 44.84 UAH (also unchanged). Meanwhile, dollars can be bought at branches for 44.30 UAH and via cards for 44.45 UAH, both figures remaining unchanged. For the euro, the bank recorded an increase: at branches the euro can be purchased at 52.30 UAH (+20 kopecks versus the previous day), and via cards at 52.35 UAH (+27 kopecks). The euro buying rate at branches is 51.30 UAH (+20 kopecks), and via cards — 51.65 UAH (+15 kopecks).

Oschadbank has also updated its quotes. Dollar sales through the "Mobile Oschad" mobile app are at 44.90 UAH (+5 kopecks), and via cards at 45.10 UAH (+15 kopecks). Dollar purchases through the app are at 44.55 UAH (+5 kopecks), and via cards at 44.50 UAH (+5 kopecks). For the euro, the bank sells through the mobile app at 52.25 UAH (+20 kopecks), and via cards at 52.40 UAH (+20 kopecks). The euro buying rate through "Mobile Oschad" is 51.70 UAH (+20 kopecks), and via cards — 51.60 UAH (+15 kopecks).

PUMB and Monobank rates

PUMB on September 4 adjusted the dollar selling rate under the cash tariff downward to 45.00 UAH (−10 kopecks), while the commercial rate remained unchanged at 44.80 UAH. Dollar purchases at the cash rate are 44.40 UAH (−10 kopecks), and at the commercial rate — 44.50 UAH (−10 kopecks). PUMB's euro quotes at the cash desks are unchanged: purchase — 52.30 UAH, sale — 51.60 UAH.

Monobank offers dollar sales at 44.83 UAH (unchanged) and purchases at 44.43 UAH (−3 kopecks). For the euro, the bank recorded an increase: the euro is sold at 52.26 UAH (+20 kopecks) and bought at 51.56 UAH (+5 kopecks).

The most favorable and the most expensive rates

Among the major banks reviewed, the most favorable dollar selling rate on September 4 is PUMB's commercial tariff — 44.80 UAH. Following in ascending order are Monobank (44.83 UAH), PrivatBank for cards (44.84 UAH), and PrivatBank at branches together with Oschadbank via "Mobile Oschad" (both at 44.90 UAH). The most expensive dollar selling offer is PUMB's cash rate — 45.00 UAH, as well as Oschadbank's card tariff — 45.10 UAH.

For the euro, the lowest purchase rate is Oschadbank's via "Mobile Oschad" — 52.25 UAH, followed by Monobank (52.26 UAH), PrivatBank at branches and PUMB (both at 52.30 UAH), and PrivatBank for cards (52.35 UAH). The euro is most expensive at Oschadbank for cards — 52.40 UAH. For selling dollars, the highest buying rate is offered by Oschadbank via "Mobile Oschad" — 44.55 UAH, while the lowest is at PrivatBank branches (44.30 UAH) and PUMB at the cash rate (44.40 UAH). For selling euros, the most favorable is Oschadbank via "Mobile Oschad" — 51.70 UAH, while the worst euro buying rate among banks is 51.30 UAH at PrivatBank branches.

Context and disclaimer

The steady rise of the dollar and euro over recent trading sessions is driven by a combination of factors, including macroeconomic expectations, the dynamics of government debt, and seasonal fluctuations in currency demand from individuals and businesses. Experts recommend comparing quotes from several banks before making large currency transactions and taking into account the spread between buying and selling. This material is for informational purposes only and does not constitute financial or investment advice. Investments carry risk, including the possible total loss of capital. Before making any financial decisions, it is recommended to consult a licensed financial advisor.