On Tuesday, October 13, 2026, the foreign exchange market shows multidirectional dynamics for key currencies. The difference between the selling rates of the US dollar in leading commercial banks reaches a noticeable 21 kopecks, forcing citizens and experts to carefully choose financial institutions for currency exchange operations. Amid interbank fluctuations, the retail segment promptly responds to the slightest changes in macroeconomic indicators.
Cash Market Dynamics and Exchange Offices
According to current analytical data from specialized monitoring by Minfin, the average purchase rate of the dollar in exchange offices is 45.04 hryvnias, recording an increase of 12 kopecks compared to the previous day. At the same time, the selling price of the American currency increased by 10 kopecks and settled at 45.20 hryvnias. The European currency demonstrates moderate stabilization with a downward trend: the euro purchase rate dropped by 2 kopecks to 50.63 hryvnias, while the selling rate remained stable at 50.90 hryvnias.
Comparison of Rates Across Leading Banks
An analysis of offers from major financial institutions shows significant differences in pricing policies. At PrivatBank, the dollar is sold at branches for 45.25 hryvnias, and for payment card holders at 45.24 hryvnias, while purchase rates are 44.65 and 44.80 hryvnias, respectively. At Oщадбанк (Oschadbank) via its mobile application, the dollar can be purchased for 45.19 hryvnias (the lowest among competitors), while card settlements are set at 45.35 hryvnias. At PUMB, the cash and commercial selling rate for the dollar is fixed at 45.40 hryvnias, the highest in the sample. Monobank holds an intermediate position with a selling rate of 45.23 hryvnias.
Where It Is More Profitable to Buy and Sell Currency
For those planning to purchase foreign currency, Oschadbank offers the most attractive terms for buying dollars via its mobile app (45.19 UAH), followed by Monobank (45.23 UAH) and PrivatBank card accounts (45.24 UAH). The euro is cheapest to buy at PrivatBank branches and via Oschadbank's mobile service at 50.70 hryvnias. In terms of selling currency to a bank, Oschadbank in the app and PUMB offer the highest yield for the dollar (44.90 UAH), while the euro is most profitably sold at PUMB branches at 50.30 hryvnias per unit.