#Mortgage

🏗️ Mariupol 2026: Russia is actively building up the occupied city, offering mortgages at 2%. Law enforcement officers and officials are snapping up apartments; prices have risen by 30% despite criticism of construction quality. 🇷🇺🏠

🏠 Mortgage or Rent: What is more profitable in 2026? Expert Taras Kozak warns: equality of mortgage and rent payments does not guarantee the profitability of buying. 🔹 Main mistake: lack of money for repairs and furniture. 🔹 30% Rule: do not spend more than a third of your income on housing. 🔹 Financial cushion: critically important for stability. Preferential mortgage is an exception, but commercial rates can lead to overpayment several times over. Before buying, answer 3 questions from the expert. #realestate #mortgage #finance #ukraine2026

🏠 Rent or Buy: What Is More Profitable in 2026? Real estate experts note that under current conditions, renting may be financially more rational than a mortgage. Taras Kozak, founder of the "UNIVER" group, identified three key factors: 🔹 Mobility: Frequent moves or changes in family composition make buying risky. 🔹 Investments: If the return on capital is higher than the cost of rent, it is more profitable to rent. 🔹 Hidden Costs: Repairs and furniture can make buying more expensive than renting. However, buying remains relevant for those who plan to live in one place for many years, or in the event of a sharp drop in market prices. #realestate #rent #mortgage #finance2026

🏠 Rent or Buy: What is more profitable in 2026? Expert Taras Kozak revealed the conditions under which renting housing is economically justified: ✅ Mobility: Frequent moves make buying unprofitable due to transaction and renovation costs. ✅ Investments: If the return on capital is higher than the cost of rent, it is better to invest than to buy. ✅ Hidden costs: The owner pays taxes and spends on repairs, which is not the case with renting. 💰 A mortgage is profitable if the payment is lower than rent, but it is safer to spend no more than 30% of income on housing. #realestate #mortgage #rent #finance #XAB

🏠 Mortgage in Ukraine reached 50 billion UAH, but the market relies on state programs: 93% of loans are «єОселя». Demand for off-plan properties grew by 146%. Read details about new conditions and plans with the World Bank on XAB.info.

Divorce with a mortgage is not just about dividing walls, but a complex legal procedure. Lawyer Anna Salienko explained to RBC-Ukraine why the court divides the apartment but cannot terminate the loan agreement without the bank's consent. Find out who actually pays the debt and how to protect your interests during a divorce. ⚖️🏠💸

The state 'єОselya' program cannot cope with mass demand: banks refuse due to strict requirements, and rates remain high. Experts discuss reforms and alternatives — from aparthotels to share investments, but warn about legal risks. 🏠🔑

'Ukrfinzhilye' plans to issue 100,000 mortgages a year, abandoning budget injections. The company's head, Yevhen Metsger, announced the launch of securitization and the creation of a housing 'umbrella' with the support of the IMF and the World Bank. 🏠💸

Ukraine has updated the rules for the state program «єOselya»: mobilized citizens can now get a 3% mortgage, and the age of children for area calculation has been increased to 21. 🏠🇺🇦